WallStSmart

Oracle Corporation (ORCL)vsFull Truck Alliance Co Ltd ADR (YMM)

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Smart Verdict

WallStSmart Research — data-driven comparison

Oracle Corporation generates 427% more annual revenue ($67.36B vs $12.78B). YMM leads profitability with a 33.0% profit margin vs 25.4%. YMM trades at a lower P/E of 14.4x. ORCL earns a higher WallStSmart Score of 76/100 (B+).

ORCL

Strong Buy

76

out of 100

Grade: B+

Growth: 8.0Profit: 9.0Value: 5.3Quality: 3.0
Piotroski: 2/9Altman Z: 0.68

YMM

Buy

64

out of 100

Grade: C+

Growth: 6.0Profit: 8.0Value: 6.0Quality: 9.0
Piotroski: 4/9Altman Z: 9.03
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

ORCLSignificantly Overvalued (-42.6%)

Margin of Safety

-42.6%

Fair Value

$105.36

Current Price

$144.72

$39.36 premium

UndervaluedFair: $105.36Overvalued

Intrinsic value data unavailable for YMM.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ORCL6 strengths · Avg: 9.2/10
Market CapQuality
$432.88B10/10

Mega-cap, among the largest globally

Return on EquityProfitability
40.2%10/10

Every $100 of equity generates 40 in profit

Operating MarginProfitability
36.2%10/10

Strong operational efficiency at 36.2%

Profit MarginProfitability
25.4%9/10

Keeps 25 of every $100 in revenue as profit

PEG RatioValuation
0.868/10

Growing faster than its price suggests

Revenue GrowthGrowth
20.6%8/10

Revenue surging 20.6% year-over-year

YMM6 strengths · Avg: 9.7/10
Price/BookValuation
1.4x10/10

Reasonable price relative to book value

Profit MarginProfitability
33.0%10/10

Keeps 33 of every $100 in revenue as profit

Operating MarginProfitability
44.0%10/10

Strong operational efficiency at 44.0%

Debt/EquityHealth
0.0010/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
9.0310/10

Safe zone — low bankruptcy risk

P/E RatioValuation
14.4x8/10

Attractively priced relative to earnings

Areas to Watch

ORCL4 concerns · Avg: 2.8/10
Price/BookValuation
11.1x4/10

Trading at 11.1x book value

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Free Cash FlowQuality
$-1.87B2/10

Negative free cash flow — burning cash

Altman Z-ScoreHealth
0.682/10

Distress zone — elevated risk

YMM2 concerns · Avg: 4.0/10
Revenue GrowthGrowth
4.4%4/10

4.4% revenue growth

EPS GrowthGrowth
0.4%4/10

0.4% earnings growth

Comparative Analysis Report

WallStSmart Research

Bull Case : ORCL

The strongest argument for ORCL centers on Market Cap, Return on Equity, Operating Margin. Profitability is solid with margins at 25.4% and operating margin at 36.2%. Revenue growth of 20.6% demonstrates continued momentum.

Bull Case : YMM

The strongest argument for YMM centers on Price/Book, Profit Margin, Operating Margin. Profitability is solid with margins at 33.0% and operating margin at 44.0%.

Bear Case : ORCL

The primary concerns for ORCL are Price/Book, Piotroski F-Score, Free Cash Flow. Debt-to-equity of 3.67 is elevated, increasing financial risk.

Bear Case : YMM

The primary concerns for YMM are Revenue Growth, EPS Growth.

Key Dynamics to Monitor

ORCL profiles as a growth stock while YMM is a value play — different risk/reward profiles.

ORCL carries more volatility with a beta of 1.73 — expect wider price swings.

ORCL is growing revenue faster at 20.6% — sustainability is the question.

YMM generates stronger free cash flow (2.2B), providing more financial flexibility.

Bottom Line

ORCL scores higher overall (76/100 vs 64/100), backed by strong 25.4% margins and 20.6% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Oracle Corporation

TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA

Oracle is an American multinational computer technology corporation headquartered in Austin, Texas. The company was formerly headquartered in Redwood Shores, California until December 2020 when it moved its headquarters to Texas. The company sells database software and technology, cloud engineered systems, and enterprise software products, particularly its own brands of database management systems.

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Full Truck Alliance Co Ltd ADR

TECHNOLOGY · SOFTWARE - APPLICATION · China

Full Truck Alliance Co. Ltd., operates a digital cargo platform that connects carriers with truckers to facilitate shipments across distance ranges, weights and types of cargo in the People's Republic of China. The company is headquartered in Guiyang, China.

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