WallStSmart

O’Reilly Automotive Inc (ORLY)vsPHINIA Inc. (PHIN)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

O’Reilly Automotive Inc generates 411% more annual revenue ($18.21B vs $3.56B). ORLY leads profitability with a 14.3% profit margin vs 4.0%. PHIN trades at a lower P/E of 23.9x. ORLY earns a higher WallStSmart Score of 62/100 (C+).

ORLY

Buy

62

out of 100

Grade: C+

Growth: 6.7Profit: 8.0Value: 6.7Quality: 5.0
Piotroski: 3/9Altman Z: 1.42

PHIN

Buy

56

out of 100

Grade: C

Growth: 6.7Profit: 5.5Value: 5.3Quality: 6.0
Piotroski: 4/9Altman Z: 1.89
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

ORLYUndervalued (+75.1%)

Margin of Safety

+75.1%

Fair Value

$364.82

Current Price

$88.40

$276.42 discount

UndervaluedFair: $364.82Overvalued

Intrinsic value data unavailable for PHIN.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ORLY3 strengths · Avg: 9.7/10
Return on EquityProfitability
58.6%10/10

Every $100 of equity generates 59 in profit

Debt/EquityHealth
-8.1810/10

Conservative balance sheet, low leverage

Market CapQuality
$74.80B9/10

Large-cap with strong market position

PHIN2 strengths · Avg: 9.0/10
EPS GrowthGrowth
52.4%10/10

Earnings expanding 52.4% YoY

Price/BookValuation
1.9x8/10

Reasonable price relative to book value

Areas to Watch

ORLY4 concerns · Avg: 3.3/10
PEG RatioValuation
1.934/10

Expensive relative to growth rate

P/E RatioValuation
29.4x4/10

Moderate valuation

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Altman Z-ScoreHealth
1.422/10

Distress zone — elevated risk

PHIN2 concerns · Avg: 3.5/10
Altman Z-ScoreHealth
1.894/10

Grey zone — moderate risk

Profit MarginProfitability
4.0%3/10

4.0% margin — thin

Comparative Analysis Report

WallStSmart Research

Bull Case : ORLY

The strongest argument for ORLY centers on Return on Equity, Debt/Equity, Market Cap. Revenue growth of 10.2% demonstrates continued momentum.

Bull Case : PHIN

The strongest argument for PHIN centers on EPS Growth, Price/Book. Revenue growth of 10.3% demonstrates continued momentum.

Bear Case : ORLY

The primary concerns for ORLY are PEG Ratio, P/E Ratio, Piotroski F-Score.

Bear Case : PHIN

The primary concerns for PHIN are Altman Z-Score, Profit Margin. Thin 4.0% margins leave little buffer for downturns.

Key Dynamics to Monitor

PHIN carries more volatility with a beta of 1.10 — expect wider price swings.

PHIN is growing revenue faster at 10.3% — sustainability is the question.

ORLY generates stronger free cash flow (788M), providing more financial flexibility.

Monitor AUTO PARTS industry trends, competitive dynamics, and regulatory changes.

Bottom Line

ORLY scores higher overall (62/100 vs 56/100) and 10.2% revenue growth. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

O’Reilly Automotive Inc

CONSUMER CYCLICAL · AUTO PARTS · USA

O'Reilly Auto Parts is an American auto parts retailer that provides automotive aftermarket parts, tools, supplies, equipment, and accessories in the United States serving both the professional service providers and do-it-yourself customers.

PHINIA Inc.

CONSUMER CYCLICAL · AUTO PARTS · USA

PHINIA Inc. develops and manufactures gasoline and diesel fuel injection components and systems. The company is headquartered in Auburn Hills, Michigan.

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