Oxford Lane Capital Corp Corp Pref 9 (OXLCO)vsRoyal Bank of Canada (RY)
OXLCO
Oxford Lane Capital Corp Corp Pref 9
$23.62
-0.21%
FINANCIAL SERVICES · Cap: $436.87M
RY
Royal Bank of Canada
$203.57
+0.63%
FINANCIAL SERVICES · Cap: $291.55B
Smart Verdict
WallStSmart Research — data-driven comparison
Royal Bank of Canada generates 14370% more annual revenue ($67.15B vs $464.06M). RY leads profitability with a 33.9% profit margin vs -126.1%. RY trades at a lower P/E of 18.4x. RY earns a higher WallStSmart Score of 63/100 (C+).
OXLCO
Avoid32
out of 100
Grade: F
RY
Buy63
out of 100
Grade: C+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Strong operational efficiency at 71.8%
Reasonable price relative to book value
Mega-cap, among the largest globally
Keeps 34 of every $100 in revenue as profit
Strong operational efficiency at 46.4%
Reasonable price relative to book value
Areas to Watch
Moderate valuation
Smaller company, higher risk/reward
Weak financial health signals
ROE of -52.0% — below average capital efficiency
Expensive relative to growth rate
Negative free cash flow — burning cash
Distress zone — elevated risk
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : OXLCO
The strongest argument for OXLCO centers on Operating Margin, Price/Book.
Bull Case : RY
The strongest argument for RY centers on Market Cap, Profit Margin, Operating Margin. Profitability is solid with margins at 33.9% and operating margin at 46.4%.
Bear Case : OXLCO
The primary concerns for OXLCO are P/E Ratio, Market Cap, Piotroski F-Score.
Bear Case : RY
The primary concerns for RY are PEG Ratio, Free Cash Flow, Altman Z-Score. Debt-to-equity of 2.88 is elevated, increasing financial risk.
Key Dynamics to Monitor
OXLCO profiles as a turnaround stock while RY is a mature play — different risk/reward profiles.
RY carries more volatility with a beta of 0.92 — expect wider price swings.
RY is growing revenue faster at 8.9% — sustainability is the question.
OXLCO generates stronger free cash flow (249M), providing more financial flexibility.
Bottom Line
RY scores higher overall (63/100 vs 32/100), backed by strong 33.9% margins. Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Oxford Lane Capital Corp Corp Pref 9
FINANCIAL SERVICES · ASSET MANAGEMENT · USA
Oxford Lane Capital Corp.
Royal Bank of Canada
FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA
Royal Bank of Canada is a globally diversified financial services company. The company is headquartered in Toronto, Canada.
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