WallStSmart

Oxford Square Capital Corp (OXSQ)vsRoyal Bank of Canada (RY)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Royal Bank of Canada generates 157128% more annual revenue ($63.42B vs $40.34M). RY leads profitability with a 33.1% profit margin vs -46.4%. OXSQ appears more attractively valued with a PEG of 1.12. RY earns a higher WallStSmart Score of 68/100 (B-).

OXSQ

Hold

41

out of 100

Grade: D

Growth: 3.7Profit: 5.0Value: 5.3Quality: 5.8
Piotroski: 1/9

RY

Strong Buy

68

out of 100

Grade: B-

Growth: 7.3Profit: 8.0Value: 5.7Quality: 5.0

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

OXSQ2 strengths · Avg: 10.0/10
Price/BookValuation
1.1x10/10

Reasonable price relative to book value

Operating MarginProfitability
80.0%10/10

Strong operational efficiency at 80.0%

RY6 strengths · Avg: 9.3/10
Market CapQuality
$250.25B10/10

Mega-cap, among the largest globally

Profit MarginProfitability
33.1%10/10

Keeps 33 of every $100 in revenue as profit

Operating MarginProfitability
46.2%10/10

Strong operational efficiency at 46.2%

Free Cash FlowQuality
$37.30B10/10

Generating 37.3B in free cash flow

P/E RatioValuation
16.9x8/10

Attractively priced relative to earnings

Price/BookValuation
2.7x8/10

Reasonable price relative to book value

Areas to Watch

OXSQ4 concerns · Avg: 3.0/10
Revenue GrowthGrowth
1.9%4/10

1.9% revenue growth

Market CapQuality
$158.39M3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
1/93/10

Weak financial health signals

Return on EquityProfitability
-12.2%2/10

ROE of -12.2% — below average capital efficiency

RY1 concerns · Avg: 4.0/10
PEG RatioValuation
2.304/10

Expensive relative to growth rate

Comparative Analysis Report

WallStSmart Research

Bull Case : OXSQ

The strongest argument for OXSQ centers on Price/Book, Operating Margin. PEG of 1.12 suggests the stock is reasonably priced for its growth.

Bull Case : RY

The strongest argument for RY centers on Market Cap, Profit Margin, Operating Margin. Profitability is solid with margins at 33.1% and operating margin at 46.2%.

Bear Case : OXSQ

The primary concerns for OXSQ are Revenue Growth, Market Cap, Piotroski F-Score.

Bear Case : RY

The primary concerns for RY are PEG Ratio.

Key Dynamics to Monitor

OXSQ profiles as a turnaround stock while RY is a mature play — different risk/reward profiles.

RY carries more volatility with a beta of 0.92 — expect wider price swings.

RY is growing revenue faster at 7.5% — sustainability is the question.

RY generates stronger free cash flow (37.3B), providing more financial flexibility.

Bottom Line

RY scores higher overall (68/100 vs 41/100), backed by strong 33.1% margins. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Oxford Square Capital Corp

FINANCIAL SERVICES · ASSET MANAGEMENT · USA

Oxford Square Capital Corp (OXSQ) is a prominent business development company specializing in tailored financing solutions for private middle-market enterprises across diverse sectors. The firm primarily targets debt securities to achieve steady current income, complemented by selective equity investments that facilitate portfolio growth. With a disciplined and insightful investment strategy rooted in extensive industry expertise, Oxford Square is committed to uncovering high-quality investment opportunities while prioritizing portfolio diversification. This strategic approach aims to create sustainable shareholder value and effectively mitigate risks in a dynamic financial environment.

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Royal Bank of Canada

FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA

Royal Bank of Canada is a globally diversified financial services company. The company is headquartered in Toronto, Canada.

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