WallStSmart

PBF Energy Inc (PBF)vsStar Gas Partners LP (SGU)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

PBF Energy Inc generates 1551% more annual revenue ($29.33B vs $1.78B). SGU leads profitability with a 3.7% profit margin vs -0.5%. SGU earns a higher WallStSmart Score of 50/100 (D+).

PBF

Hold

39

out of 100

Grade: F

Growth: 2.0Profit: 2.0Value: 4.0Quality: 6.3
Piotroski: 4/9Altman Z: 3.02

SGU

Hold

50

out of 100

Grade: D+

Growth: 4.0Profit: 5.0Value: 8.3Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for PBF.

SGUUndervalued (+83.8%)

Margin of Safety

+83.8%

Fair Value

$79.09

Current Price

$12.51

$66.58 discount

UndervaluedFair: $79.09Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

PBF2 strengths · Avg: 10.0/10
Price/BookValuation
1.1x10/10

Reasonable price relative to book value

Altman Z-ScoreHealth
3.0210/10

Safe zone — low bankruptcy risk

SGU4 strengths · Avg: 9.3/10
P/E RatioValuation
7.0x10/10

Attractively priced relative to earnings

Price/BookValuation
1.2x10/10

Reasonable price relative to book value

Return on EquityProfitability
20.8%9/10

Every $100 of equity generates 21 in profit

EPS GrowthGrowth
28.8%8/10

Earnings expanding 28.8% YoY

Areas to Watch

PBF4 concerns · Avg: 2.0/10
PEG RatioValuation
2.512/10

Expensive relative to growth rate

Return on EquityProfitability
-2.9%2/10

ROE of -2.9% — below average capital efficiency

Revenue GrowthGrowth
-2.9%2/10

Revenue declined 2.9%

EPS GrowthGrowth
-69.9%2/10

Earnings declined 69.9%

SGU4 concerns · Avg: 2.5/10
Market CapQuality
$398.24M3/10

Smaller company, higher risk/reward

Profit MarginProfitability
3.7%3/10

3.7% margin — thin

Revenue GrowthGrowth
-7.8%2/10

Revenue declined 7.8%

Free Cash FlowQuality
$-59.75M2/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : PBF

The strongest argument for PBF centers on Price/Book, Altman Z-Score.

Bull Case : SGU

The strongest argument for SGU centers on P/E Ratio, Price/Book, Return on Equity.

Bear Case : PBF

The primary concerns for PBF are PEG Ratio, Return on Equity, Revenue Growth.

Bear Case : SGU

The primary concerns for SGU are Market Cap, Profit Margin, Revenue Growth. Thin 3.7% margins leave little buffer for downturns.

Key Dynamics to Monitor

PBF profiles as a turnaround stock while SGU is a value play — different risk/reward profiles.

PBF carries more volatility with a beta of 0.41 — expect wider price swings.

PBF is growing revenue faster at -2.9% — sustainability is the question.

PBF generates stronger free cash flow (77M), providing more financial flexibility.

Bottom Line

SGU scores higher overall (50/100 vs 39/100). Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

PBF Energy Inc

ENERGY · OIL & GAS REFINING & MARKETING · USA

PBF Energy Inc., is dedicated to refining and supplying petroleum products. The company is headquartered in Parsippany, New Jersey.

Star Gas Partners LP

ENERGY · OIL & GAS REFINING & MARKETING · USA

Star Group, LP sells home heating and air conditioning products and services to residential and commercial heating oil and propane customers in the United States. The company is headquartered in Stamford, Connecticut.

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