WallStSmart

PACCAR Inc (PCAR)vsSurf Air Mobility Inc. (SRFM)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

PACCAR Inc generates 25465% more annual revenue ($27.78B vs $108.66M). PCAR leads profitability with a 8.9% profit margin vs -103.4%. PCAR earns a higher WallStSmart Score of 54/100 (C-).

PCAR

Buy

54

out of 100

Grade: C-

Growth: 4.0Profit: 6.0Value: 4.7Quality: 6.5
Piotroski: 1/9Altman Z: 2.09

SRFM

Avoid

30

out of 100

Grade: F

Growth: 6.7Profit: 2.5Value: 5.0Quality: 4.5
Piotroski: 2/9Altman Z: -10.08
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

PCARSignificantly Overvalued (-42.8%)

Margin of Safety

-42.8%

Fair Value

$84.77

Current Price

$118.06

$33.30 premium

UndervaluedFair: $84.77Overvalued

Intrinsic value data unavailable for SRFM.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

PCAR1 strengths · Avg: 9.0/10
Market CapQuality
$63.52B9/10

Large-cap with strong market position

SRFM1 strengths · Avg: 10.0/10
Debt/EquityHealth
-1.6010/10

Conservative balance sheet, low leverage

Areas to Watch

PCAR3 concerns · Avg: 3.0/10
P/E RatioValuation
25.7x4/10

Moderate valuation

Piotroski F-ScoreQuality
1/93/10

Weak financial health signals

Revenue GrowthGrowth
-8.9%2/10

Revenue declined 8.9%

SRFM4 concerns · Avg: 3.3/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$112.46M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
0.0%3/10

ROE of 0.0% — below average capital efficiency

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : PCAR

The strongest argument for PCAR centers on Market Cap. PEG of 1.21 suggests the stock is reasonably priced for its growth.

Bull Case : SRFM

The strongest argument for SRFM centers on Debt/Equity.

Bear Case : PCAR

The primary concerns for PCAR are P/E Ratio, Piotroski F-Score, Revenue Growth.

Bear Case : SRFM

The primary concerns for SRFM are EPS Growth, Market Cap, Return on Equity.

Key Dynamics to Monitor

PCAR profiles as a value stock while SRFM is a turnaround play — different risk/reward profiles.

SRFM carries more volatility with a beta of 2.77 — expect wider price swings.

SRFM is growing revenue faster at 9.0% — sustainability is the question.

PCAR generates stronger free cash flow (825M), providing more financial flexibility.

Bottom Line

PCAR scores higher overall (54/100 vs 30/100). Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

PACCAR Inc

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

PACCAR Inc is an American Fortune 500 company and counts among the largest manufacturers of medium- and heavy-duty trucks in the world. PACCAR is engaged in the design, manufacture and customer support of light-, medium- and heavy-duty trucks under the Kenworth, Peterbilt, Leyland Trucks, and DAF nameplates. PACCAR also designs and manufactures powertrains, provides financial services and information technology, and distributes truck parts related to its principal business.

Surf Air Mobility Inc.

INDUSTRIALS · AIRLINES · USA

Surf Air Mobility Inc. is an innovative transportation company focused on transforming regional air travel with its cutting-edge hybrid-electric aircraft and commitment to sustainable operations. Recognizing the increasing demand for eco-friendly travel solutions, Surf Air Mobility is strategically enhancing connectivity while actively reducing carbon emissions. Leveraging advanced technologies and forming pivotal partnerships, the company is poised to become a frontrunner in the sustainable aviation industry, addressing the critical need for greener transportation alternatives in an evolving travel environment.

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