WallStSmart

PACCAR Inc (PCAR)vsTennant Company (TNC)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

PACCAR Inc generates 2208% more annual revenue ($27.78B vs $1.20B). PCAR leads profitability with a 8.9% profit margin vs 3.6%. PCAR appears more attractively valued with a PEG of 1.18. PCAR earns a higher WallStSmart Score of 52/100 (C-).

PCAR

Buy

52

out of 100

Grade: C-

Growth: 4.0Profit: 6.0Value: 4.7Quality: 4.5
Piotroski: 1/9

TNC

Hold

38

out of 100

Grade: F

Growth: 2.7Profit: 4.0Value: 4.7Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

PCARSignificantly Overvalued (-24.6%)

Margin of Safety

-24.6%

Fair Value

$103.92

Current Price

$116.08

$12.16 premium

UndervaluedFair: $103.92Overvalued
TNCUndervalued (+10.5%)

Margin of Safety

+10.5%

Fair Value

$91.25

Current Price

$82.78

$8.47 discount

UndervaluedFair: $91.25Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

PCAR1 strengths · Avg: 9.0/10
Market CapQuality
$62.52B9/10

Large-cap with strong market position

TNC1 strengths · Avg: 8.0/10
Price/BookValuation
2.5x8/10

Reasonable price relative to book value

Areas to Watch

PCAR3 concerns · Avg: 3.0/10
P/E RatioValuation
25.3x4/10

Moderate valuation

Piotroski F-ScoreQuality
1/93/10

Weak financial health signals

Revenue GrowthGrowth
-8.9%2/10

Revenue declined 8.9%

TNC4 concerns · Avg: 3.5/10
PEG RatioValuation
2.404/10

Expensive relative to growth rate

P/E RatioValuation
35.2x4/10

Premium valuation, high expectations priced in

Market CapQuality
$1.50B3/10

Smaller company, higher risk/reward

Return on EquityProfitability
7.2%3/10

ROE of 7.2% — below average capital efficiency

Comparative Analysis Report

WallStSmart Research

Bull Case : PCAR

The strongest argument for PCAR centers on Market Cap. PEG of 1.18 suggests the stock is reasonably priced for its growth.

Bull Case : TNC

The strongest argument for TNC centers on Price/Book.

Bear Case : PCAR

The primary concerns for PCAR are P/E Ratio, Piotroski F-Score, Revenue Growth.

Bear Case : TNC

The primary concerns for TNC are PEG Ratio, P/E Ratio, Market Cap. Thin 3.6% margins leave little buffer for downturns.

Key Dynamics to Monitor

PCAR carries more volatility with a beta of 1.06 — expect wider price swings.

PCAR is growing revenue faster at -8.9% — sustainability is the question.

PCAR generates stronger free cash flow (654M), providing more financial flexibility.

Monitor FARM & HEAVY CONSTRUCTION MACHINERY industry trends, competitive dynamics, and regulatory changes.

Bottom Line

PCAR scores higher overall (52/100 vs 38/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

PACCAR Inc

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

PACCAR Inc is an American Fortune 500 company and counts among the largest manufacturers of medium- and heavy-duty trucks in the world. PACCAR is engaged in the design, manufacture and customer support of light-, medium- and heavy-duty trucks under the Kenworth, Peterbilt, Leyland Trucks, and DAF nameplates. PACCAR also designs and manufactures powertrains, provides financial services and information technology, and distributes truck parts related to its principal business.

Tennant Company

INDUSTRIALS · SPECIALTY INDUSTRIAL MACHINERY · USA

Tennant Company designs, manufactures and markets floor cleaning equipment in America, Europe, the Middle East, Africa and Asia Pacific. The company is headquartered in Eden Prairie, Minnesota.

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