WallStSmart

PACCAR Inc (PCAR)vsTOMI Environmental Solutions Inc (TOMZ)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

PACCAR Inc generates 401317% more annual revenue ($27.82B vs $6.93M). PCAR leads profitability with a 9.0% profit margin vs -49.8%. PCAR earns a higher WallStSmart Score of 54/100 (C-).

PCAR

Buy

54

out of 100

Grade: C-

Growth: 3.3Profit: 6.0Value: 5.3Quality: 7.0
Piotroski: 2/9Altman Z: 2.57

TOMZ

Avoid

28

out of 100

Grade: F

Growth: 5.3Profit: 2.0Value: 6.7Quality: 3.0
Piotroski: 3/9Altman Z: -12.04
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

PCARSignificantly Overvalued (-43.2%)

Margin of Safety

-43.2%

Fair Value

$85.69

Current Price

$122.86

$37.17 premium

UndervaluedFair: $85.69Overvalued
TOMZUndervalued (+47.4%)

Margin of Safety

+47.4%

Fair Value

$1.33

Current Price

$1.62

$0.29 discount

UndervaluedFair: $1.33Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

PCAR2 strengths · Avg: 8.5/10
Market CapQuality
$64.60B9/10

Large-cap with strong market position

PEG RatioValuation
1.008/10

Growing faster than its price suggests

TOMZ1 strengths · Avg: 10.0/10
Revenue GrowthGrowth
117.9%10/10

Revenue surging 117.9% year-over-year

Areas to Watch

PCAR4 concerns · Avg: 3.8/10
P/E RatioValuation
25.8x4/10

Moderate valuation

Revenue GrowthGrowth
0.5%4/10

0.5% revenue growth

EPS GrowthGrowth
4.2%4/10

4.2% earnings growth

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

TOMZ4 concerns · Avg: 3.0/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$13.19M3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Return on EquityProfitability
-160.0%2/10

ROE of -160.0% — below average capital efficiency

Comparative Analysis Report

WallStSmart Research

Bull Case : PCAR

The strongest argument for PCAR centers on Market Cap, PEG Ratio. PEG of 1.00 suggests the stock is reasonably priced for its growth.

Bull Case : TOMZ

The strongest argument for TOMZ centers on Revenue Growth. Revenue growth of 117.9% demonstrates continued momentum.

Bear Case : PCAR

The primary concerns for PCAR are P/E Ratio, Revenue Growth, EPS Growth.

Bear Case : TOMZ

The primary concerns for TOMZ are EPS Growth, Market Cap, Piotroski F-Score. Debt-to-equity of 2.38 is elevated, increasing financial risk.

Key Dynamics to Monitor

PCAR profiles as a value stock while TOMZ is a hypergrowth play — different risk/reward profiles.

TOMZ carries more volatility with a beta of 1.98 — expect wider price swings.

TOMZ is growing revenue faster at 117.9% — sustainability is the question.

PCAR generates stronger free cash flow (309M), providing more financial flexibility.

Bottom Line

PCAR scores higher overall (54/100 vs 28/100). TOMZ offers better value entry with a 47.4% margin of safety. Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

PACCAR Inc

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

PACCAR Inc is an American Fortune 500 company and counts among the largest manufacturers of medium- and heavy-duty trucks in the world. PACCAR is engaged in the design, manufacture and customer support of light-, medium- and heavy-duty trucks under the Kenworth, Peterbilt, Leyland Trucks, and DAF nameplates. PACCAR also designs and manufactures powertrains, provides financial services and information technology, and distributes truck parts related to its principal business.

TOMI Environmental Solutions Inc

INDUSTRIALS · POLLUTION & TREATMENT CONTROLS · USA

TOMI Environmental Solutions, Inc., a bacterial decontamination and infectious disease control company, offers environmental solutions for interior surface decontamination in the United States and internationally. The company is headquartered in Frederick, Maryland.

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