WallStSmart

PACCAR Inc (PCAR)vsVerisk Analytics Inc (VRSK)

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Smart Verdict

WallStSmart Research — data-driven comparison

PACCAR Inc generates 804% more annual revenue ($27.78B vs $3.07B). VRSK leads profitability with a 29.6% profit margin vs 8.9%. PCAR appears more attractively valued with a PEG of 1.18. VRSK earns a higher WallStSmart Score of 64/100 (C+).

PCAR

Buy

52

out of 100

Grade: C-

Growth: 4.0Profit: 6.0Value: 4.7Quality: 4.5
Piotroski: 1/9

VRSK

Buy

64

out of 100

Grade: C+

Growth: 5.3Profit: 10.0Value: 4.7Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

PCARSignificantly Overvalued (-24.7%)

Margin of Safety

-24.7%

Fair Value

$103.83

Current Price

$118.80

$14.97 premium

UndervaluedFair: $103.83Overvalued
VRSKFair Value (-3.3%)

Margin of Safety

-3.3%

Fair Value

$168.15

Current Price

$184.49

$16.34 premium

UndervaluedFair: $168.15Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

PCAR1 strengths · Avg: 9.0/10
Market CapQuality
$62.52B9/10

Large-cap with strong market position

VRSK3 strengths · Avg: 9.7/10
Return on EquityProfitability
43.8%10/10

Every $100 of equity generates 44 in profit

Operating MarginProfitability
44.0%10/10

Strong operational efficiency at 44.0%

Profit MarginProfitability
29.6%9/10

Keeps 30 of every $100 in revenue as profit

Areas to Watch

PCAR3 concerns · Avg: 3.0/10
P/E RatioValuation
25.3x4/10

Moderate valuation

Piotroski F-ScoreQuality
1/93/10

Weak financial health signals

Revenue GrowthGrowth
-8.9%2/10

Revenue declined 8.9%

VRSK4 concerns · Avg: 3.5/10
PEG RatioValuation
1.714/10

Expensive relative to growth rate

P/E RatioValuation
27.3x4/10

Moderate valuation

EPS GrowthGrowth
4.5%4/10

4.5% earnings growth

Price/BookValuation
82.7x2/10

Trading at 82.7x book value

Comparative Analysis Report

WallStSmart Research

Bull Case : PCAR

The strongest argument for PCAR centers on Market Cap. PEG of 1.18 suggests the stock is reasonably priced for its growth.

Bull Case : VRSK

The strongest argument for VRSK centers on Return on Equity, Operating Margin, Profit Margin. Profitability is solid with margins at 29.6% and operating margin at 44.0%.

Bear Case : PCAR

The primary concerns for PCAR are P/E Ratio, Piotroski F-Score, Revenue Growth.

Bear Case : VRSK

The primary concerns for VRSK are PEG Ratio, P/E Ratio, EPS Growth.

Key Dynamics to Monitor

PCAR profiles as a value stock while VRSK is a mature play — different risk/reward profiles.

PCAR carries more volatility with a beta of 1.06 — expect wider price swings.

VRSK is growing revenue faster at 5.9% — sustainability is the question.

PCAR generates stronger free cash flow (778M), providing more financial flexibility.

Bottom Line

VRSK scores higher overall (64/100 vs 52/100), backed by strong 29.6% margins. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

PACCAR Inc

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

PACCAR Inc is an American Fortune 500 company and counts among the largest manufacturers of medium- and heavy-duty trucks in the world. PACCAR is engaged in the design, manufacture and customer support of light-, medium- and heavy-duty trucks under the Kenworth, Peterbilt, Leyland Trucks, and DAF nameplates. PACCAR also designs and manufactures powertrains, provides financial services and information technology, and distributes truck parts related to its principal business.

Verisk Analytics Inc

INDUSTRIALS · CONSULTING SERVICES · USA

Verisk Analytics, Inc. is an American data analytics and risk assessment firm based in Jersey City, New Jersey, with customers in insurance, natural resources, financial services, government, and risk management sectors. The company uses proprietary data sets and industry expertise to provide predictive analytics and decision support consultations in areas including fraud prevention, actuarial science, insurance coverage, fire protection, catastrophe and weather risk, and data management.

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