Procore Technologies Inc (PCOR)vsSAP SE ADR (SAP)
PCOR
Procore Technologies Inc
$53.26
+0.09%
TECHNOLOGY · Cap: $8.54B
SAP
SAP SE ADR
$206.36
+0.20%
TECHNOLOGY · Cap: $248.28B
Smart Verdict
WallStSmart Research — data-driven comparison
SAP SE ADR generates 2585% more annual revenue ($38.19B vs $1.42B). SAP leads profitability with a 20.4% profit margin vs -2.7%. SAP earns a higher WallStSmart Score of 64/100 (C+).
PCOR
Avoid29
out of 100
Grade: F
SAP
Buy64
out of 100
Grade: C+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+40.1%
Fair Value
$81.26
Current Price
$53.26
$28.00 discount
Margin of Safety
-30.1%
Fair Value
$151.01
Current Price
$206.36
$55.35 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Conservative balance sheet, low leverage
15.8% revenue growth
Mega-cap, among the largest globally
Safe zone — low bankruptcy risk
Keeps 20 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Strong operational efficiency at 27.6%
Earnings expanding 30.6% YoY
Areas to Watch
0.0% earnings growth
Operating margin of 2.3%
Weak financial health signals
ROE of -6.4% — below average capital efficiency
Expensive relative to growth rate
Moderate valuation
Trading at 64.9x book value
Comparative Analysis Report
WallStSmart ResearchBull Case : PCOR
The strongest argument for PCOR centers on Debt/Equity, Revenue Growth. Revenue growth of 15.8% demonstrates continued momentum.
Bull Case : SAP
The strongest argument for SAP centers on Market Cap, Altman Z-Score, Profit Margin. Profitability is solid with margins at 20.4% and operating margin at 27.6%.
Bear Case : PCOR
The primary concerns for PCOR are EPS Growth, Operating Margin, Piotroski F-Score.
Bear Case : SAP
The primary concerns for SAP are PEG Ratio, P/E Ratio, Price/Book.
Key Dynamics to Monitor
PCOR profiles as a growth stock while SAP is a mature play — different risk/reward profiles.
SAP carries more volatility with a beta of 0.78 — expect wider price swings.
PCOR is growing revenue faster at 15.8% — sustainability is the question.
SAP generates stronger free cash flow (3.0B), providing more financial flexibility.
Bottom Line
SAP scores higher overall (64/100 vs 29/100), backed by strong 20.4% margins. PCOR offers better value entry with a 40.1% margin of safety. Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Procore Technologies Inc
TECHNOLOGY · SOFTWARE - APPLICATION · USA
Procore Technologies, Inc. provides a cloud-based construction management platform and related software products. The company is headquartered in Carpinteria, California.
SAP SE ADR
TECHNOLOGY · SOFTWARE - APPLICATION · USA
SAP SE is a global enterprise application software company. The company is headquartered in Walldorf, Germany.
Visit Website →Compare with Other SOFTWARE - APPLICATION Stocks
Want to dig deeper into these stocks?