Palantir Technologies Inc. (PLTR)vsRepay Holdings Corp (RPAY)
PLTR
Palantir Technologies Inc.
$167.23
+3.64%
TECHNOLOGY · Cap: $401.86B
RPAY
Repay Holdings Corp
$3.56
0.00%
TECHNOLOGY · Cap: $342.15M
Smart Verdict
WallStSmart Research — data-driven comparison
Palantir Technologies Inc. generates 1722% more annual revenue ($6.16B vs $337.81M). PLTR leads profitability with a 49.0% profit margin vs -49.6%. PLTR earns a higher WallStSmart Score of 75/100 (B).
PLTR
Strong Buy75
out of 100
Grade: B
RPAY
Hold46
out of 100
Grade: D+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-83.0%
Fair Value
$91.40
Current Price
$167.23
$75.83 premium
Intrinsic value data unavailable for RPAY.
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Every $100 of equity generates 31 in profit
Keeps 49 of every $100 in revenue as profit
Strong operational efficiency at 47.1%
Revenue surging 92.8% year-over-year
Earnings expanding 215.4% YoY
Reasonable price relative to book value
Revenue surging 33.2% year-over-year
Areas to Watch
Expensive relative to growth rate
Premium valuation, high expectations priced in
Trading at 41.1x book value
0.0% earnings growth
Smaller company, higher risk/reward
Elevated debt levels
ROE of -54.1% — below average capital efficiency
Comparative Analysis Report
WallStSmart ResearchBull Case : PLTR
The strongest argument for PLTR centers on Market Cap, Return on Equity, Profit Margin. Profitability is solid with margins at 49.0% and operating margin at 47.1%. Revenue growth of 92.8% demonstrates continued momentum.
Bull Case : RPAY
The strongest argument for RPAY centers on Price/Book, Revenue Growth. Revenue growth of 33.2% demonstrates continued momentum.
Bear Case : PLTR
The primary concerns for PLTR are PEG Ratio, P/E Ratio, Price/Book. A P/E of 141.7x leaves little room for execution misses.
Bear Case : RPAY
The primary concerns for RPAY are EPS Growth, Market Cap, Debt/Equity. Debt-to-equity of 1.64 is elevated, increasing financial risk.
Key Dynamics to Monitor
PLTR profiles as a growth stock while RPAY is a hypergrowth play — different risk/reward profiles.
RPAY carries more volatility with a beta of 1.83 — expect wider price swings.
PLTR is growing revenue faster at 92.8% — sustainability is the question.
PLTR generates stronger free cash flow (1.2B), providing more financial flexibility.
Bottom Line
PLTR scores higher overall (75/100 vs 46/100), backed by strong 49.0% margins and 92.8% revenue growth. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Palantir Technologies Inc.
TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA
Palantir Technologies Inc. creates and implements software platforms for the intelligence community in the United States to assist in counterterrorism investigations and operations. The company is headquartered in Denver, Colorado.
Visit Website →Repay Holdings Corp
TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA
Repay Holdings Corporation provides integrated payment processing solutions to industry-oriented markets. The company is headquartered in Atlanta, Georgia.
Visit Website →Compare with Other SOFTWARE - INFRASTRUCTURE Stocks
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