WallStSmart

ePlus inc (PLUS)vsSAP SE ADR (SAP)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

SAP SE ADR generates 1460% more annual revenue ($38.19B vs $2.45B). SAP leads profitability with a 20.4% profit margin vs 4.9%. PLUS appears more attractively valued with a PEG of 1.08. SAP earns a higher WallStSmart Score of 64/100 (C+).

PLUS

Buy

52

out of 100

Grade: C-

Growth: 4.0Profit: 5.5Value: 6.0Quality: 7.3
Piotroski: 5/9Altman Z: 3.73

SAP

Buy

64

out of 100

Grade: C+

Growth: 7.3Profit: 8.5Value: 4.0Quality: 8.0
Piotroski: 6/9Altman Z: 3.11
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

PLUSUndervalued (+3.0%)

Margin of Safety

+3.0%

Fair Value

$86.51

Current Price

$92.24

$5.73 discount

UndervaluedFair: $86.51Overvalued
SAPSignificantly Overvalued (-30.1%)

Margin of Safety

-30.1%

Fair Value

$151.01

Current Price

$215.67

$64.66 premium

UndervaluedFair: $151.01Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

PLUS2 strengths · Avg: 9.0/10
Altman Z-ScoreHealth
3.7310/10

Safe zone — low bankruptcy risk

Price/BookValuation
2.2x8/10

Reasonable price relative to book value

SAP6 strengths · Avg: 9.0/10
Market CapQuality
$248.28B10/10

Mega-cap, among the largest globally

Altman Z-ScoreHealth
3.1110/10

Safe zone — low bankruptcy risk

Profit MarginProfitability
20.4%9/10

Keeps 20 of every $100 in revenue as profit

Debt/EquityHealth
0.229/10

Conservative balance sheet, low leverage

Operating MarginProfitability
27.6%8/10

Strong operational efficiency at 27.6%

EPS GrowthGrowth
30.6%8/10

Earnings expanding 30.6% YoY

Areas to Watch

PLUS3 concerns · Avg: 3.0/10
Revenue GrowthGrowth
1.0%4/10

1.0% revenue growth

Profit MarginProfitability
4.9%3/10

4.9% margin — thin

EPS GrowthGrowth
-28.0%2/10

Earnings declined 28.0%

SAP3 concerns · Avg: 3.3/10
PEG RatioValuation
1.644/10

Expensive relative to growth rate

P/E RatioValuation
27.8x4/10

Moderate valuation

Price/BookValuation
67.8x2/10

Trading at 67.8x book value

Comparative Analysis Report

WallStSmart Research

Bull Case : PLUS

The strongest argument for PLUS centers on Altman Z-Score, Price/Book. PEG of 1.08 suggests the stock is reasonably priced for its growth.

Bull Case : SAP

The strongest argument for SAP centers on Market Cap, Altman Z-Score, Profit Margin. Profitability is solid with margins at 20.4% and operating margin at 27.6%.

Bear Case : PLUS

The primary concerns for PLUS are Revenue Growth, Profit Margin, EPS Growth. Thin 4.9% margins leave little buffer for downturns.

Bear Case : SAP

The primary concerns for SAP are PEG Ratio, P/E Ratio, Price/Book.

Key Dynamics to Monitor

PLUS profiles as a value stock while SAP is a mature play — different risk/reward profiles.

PLUS carries more volatility with a beta of 0.97 — expect wider price swings.

SAP is growing revenue faster at 9.4% — sustainability is the question.

SAP generates stronger free cash flow (3.0B), providing more financial flexibility.

Bottom Line

SAP scores higher overall (64/100 vs 52/100), backed by strong 20.4% margins. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

ePlus inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

ePlus inc. The company is headquartered in Herndon, Virginia.

SAP SE ADR

TECHNOLOGY · SOFTWARE - APPLICATION · USA

SAP SE is a global enterprise application software company. The company is headquartered in Walldorf, Germany.

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