Philip Morris International Inc (PM)vsUniversal Corporation (UVV)
PM
Philip Morris International Inc
$178.29
-0.58%
CONSUMER DEFENSIVE · Cap: $283.36B
UVV
Universal Corporation
$53.76
+1.68%
CONSUMER DEFENSIVE · Cap: $1.34B
Smart Verdict
WallStSmart Research — data-driven comparison
Philip Morris International Inc generates 1319% more annual revenue ($41.49B vs $2.92B). PM leads profitability with a 26.7% profit margin vs 1.1%. PM appears more attractively valued with a PEG of 2.54. PM earns a higher WallStSmart Score of 52/100 (C-).
PM
Buy52
out of 100
Grade: C-
UVV
Hold44
out of 100
Grade: D
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-67.4%
Fair Value
$109.96
Current Price
$178.29
$68.33 premium
Margin of Safety
-1.1%
Fair Value
$52.28
Current Price
$53.76
$1.48 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Strong operational efficiency at 36.0%
Conservative balance sheet, low leverage
Keeps 27 of every $100 in revenue as profit
Reasonable price relative to book value
Safe zone — low bankruptcy risk
Areas to Watch
Moderate valuation
ROE of 0.0% — below average capital efficiency
Expensive relative to growth rate
Earnings declined 9.3%
1.8% revenue growth
Smaller company, higher risk/reward
ROE of 5.8% — below average capital efficiency
1.1% margin — thin
Comparative Analysis Report
WallStSmart ResearchBull Case : PM
The strongest argument for PM centers on Market Cap, Operating Margin, Debt/Equity. Profitability is solid with margins at 26.7% and operating margin at 36.0%.
Bull Case : UVV
The strongest argument for UVV centers on Price/Book, Altman Z-Score.
Bear Case : PM
The primary concerns for PM are P/E Ratio, Return on Equity, PEG Ratio.
Bear Case : UVV
The primary concerns for UVV are Revenue Growth, Market Cap, Return on Equity. A P/E of 41.5x leaves little room for execution misses. Thin 1.1% margins leave little buffer for downturns.
Key Dynamics to Monitor
PM profiles as a mature stock while UVV is a value play — different risk/reward profiles.
UVV carries more volatility with a beta of 0.57 — expect wider price swings.
PM is growing revenue faster at 9.1% — sustainability is the question.
UVV generates stronger free cash flow (179M), providing more financial flexibility.
Bottom Line
PM scores higher overall (52/100 vs 44/100), backed by strong 26.7% margins. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Philip Morris International Inc
CONSUMER DEFENSIVE · TOBACCO · USA
Philip Morris International Inc. (PMI) is a Swiss-American multinational cigarette and tobacco manufacturing company, with products sold in over 180 countries. The most recognized and best selling product of the company is Marlboro.
Universal Corporation
CONSUMER DEFENSIVE · TOBACCO · USA
Universal Corporation processes and supplies leaf tobacco and plant ingredients worldwide. The company is headquartered in Richmond, Virginia.
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