PNC Financial Services Group Inc (PNC)vsRenasant Corporation (RNST)
PNC
PNC Financial Services Group Inc
$228.25
+1.57%
FINANCIAL SERVICES · Cap: $86.73B
RNST
Renasant Corporation
$40.19
-3.34%
FINANCIAL SERVICES · Cap: $3.65B
Smart Verdict
WallStSmart Research — data-driven comparison
PNC Financial Services Group Inc generates 2248% more annual revenue ($24.94B vs $1.06B). PNC leads profitability with a 31.7% profit margin vs 29.6%. PNC appears more attractively valued with a PEG of 1.57. RNST earns a higher WallStSmart Score of 82/100 (A-).
PNC
Strong Buy75
out of 100
Grade: B
RNST
Exceptional Buy82
out of 100
Grade: A-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 32 of every $100 in revenue as profit
Strong operational efficiency at 41.1%
Large-cap with strong market position
Generating 2.1B in free cash flow
Attractively priced relative to earnings
Reasonable price relative to book value
Strong operational efficiency at 43.5%
Revenue surging 45.3% year-over-year
Earnings expanding 9300.0% YoY
Keeps 30 of every $100 in revenue as profit
Areas to Watch
Expensive relative to growth rate
Elevated debt levels
Distress zone — elevated risk
Expensive relative to growth rate
ROE of 5.9% — below average capital efficiency
Weak financial health signals
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : PNC
The strongest argument for PNC centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 31.7% and operating margin at 41.1%. Revenue growth of 10.9% demonstrates continued momentum.
Bull Case : RNST
The strongest argument for RNST centers on P/E Ratio, Price/Book, Operating Margin. Profitability is solid with margins at 29.6% and operating margin at 43.5%. Revenue growth of 45.3% demonstrates continued momentum.
Bear Case : PNC
The primary concerns for PNC are PEG Ratio, Debt/Equity, Altman Z-Score.
Bear Case : RNST
The primary concerns for RNST are PEG Ratio, Return on Equity, Piotroski F-Score.
Key Dynamics to Monitor
PNC profiles as a mature stock while RNST is a growth play — different risk/reward profiles.
RNST carries more volatility with a beta of 1.03 — expect wider price swings.
RNST is growing revenue faster at 45.3% — sustainability is the question.
PNC generates stronger free cash flow (2.1B), providing more financial flexibility.
Bottom Line
RNST scores higher overall (82/100 vs 75/100), backed by strong 29.6% margins and 45.3% revenue growth. Both earn "Exceptional Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
PNC Financial Services Group Inc
FINANCIAL SERVICES · BANKS - REGIONAL · USA
PNC Financial Services Group, Inc. (stylized as PNC) is a bank holding company and financial services corporation based in Pittsburgh, Pennsylvania. Its banking subsidiary, PNC Bank, operates in 21 states and the District of Columbia with 2,296 branches and 9,051 ATMs. The company also provides financial services such as asset management, wealth management, estate planning, loan servicing, and information processing.
Visit Website →Renasant Corporation
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Renasant Corporation is a bank holding company for Renasant Bank, providing a variety of financial, wealth management, trust and insurance services to retail and commercial clients. The company is headquartered in Tupelo, Mississippi.
Visit Website →Compare with Other BANKS - REGIONAL Stocks
Want to dig deeper into these stocks?