WallStSmart

Privia Health Group Inc (PRVA)vsTempus AI, Inc. Class A Common Stock (TEM)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Privia Health Group Inc generates 67% more annual revenue ($2.12B vs $1.27B). PRVA leads profitability with a 108.0% profit margin vs -19.3%. PRVA earns a higher WallStSmart Score of 48/100 (D+).

PRVA

Hold

48

out of 100

Grade: D+

Growth: 8.7Profit: 5.5Value: 3.0Quality: 8.0
Piotroski: 4/9Altman Z: 3.09

TEM

Avoid

31

out of 100

Grade: F

Growth: 8.0Profit: 2.0Value: 5.0Quality: 5.5
Piotroski: 6/9Altman Z: -2.16
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

PRVASignificantly Overvalued (-156.5%)

Margin of Safety

-156.5%

Fair Value

$8.42

Current Price

$20.54

$12.12 premium

UndervaluedFair: $8.42Overvalued

Intrinsic value data unavailable for TEM.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

PRVA5 strengths · Avg: 9.6/10
Profit MarginProfitability
108.0%10/10

Keeps 108 of every $100 in revenue as profit

EPS GrowthGrowth
132.8%10/10

Earnings expanding 132.8% YoY

Debt/EquityHealth
0.0110/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
3.0910/10

Safe zone — low bankruptcy risk

Revenue GrowthGrowth
17.4%8/10

17.4% revenue growth

TEM1 strengths · Avg: 10.0/10
Revenue GrowthGrowth
83.0%10/10

Revenue surging 83.0% year-over-year

Areas to Watch

PRVA3 concerns · Avg: 2.7/10
Return on EquityProfitability
4.0%3/10

ROE of 4.0% — below average capital efficiency

Operating MarginProfitability
2.1%3/10

Operating margin of 2.1%

P/E RatioValuation
116.8x2/10

Premium valuation, high expectations priced in

TEM4 concerns · Avg: 3.0/10
Price/BookValuation
16.9x4/10

Trading at 16.9x book value

EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Return on EquityProfitability
-89.5%2/10

ROE of -89.5% — below average capital efficiency

Free Cash FlowQuality
$-51.78M2/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : PRVA

The strongest argument for PRVA centers on Profit Margin, EPS Growth, Debt/Equity. Profitability is solid with margins at 108.0% and operating margin at 2.1%. Revenue growth of 17.4% demonstrates continued momentum.

Bull Case : TEM

The strongest argument for TEM centers on Revenue Growth. Revenue growth of 83.0% demonstrates continued momentum.

Bear Case : PRVA

The primary concerns for PRVA are Return on Equity, Operating Margin, P/E Ratio. A P/E of 116.8x leaves little room for execution misses.

Bear Case : TEM

The primary concerns for TEM are Price/Book, EPS Growth, Return on Equity. Debt-to-equity of 2.63 is elevated, increasing financial risk.

Key Dynamics to Monitor

PRVA profiles as a growth stock while TEM is a hypergrowth play — different risk/reward profiles.

TEM is growing revenue faster at 83.0% — sustainability is the question.

PRVA generates stronger free cash flow (126M), providing more financial flexibility.

Monitor HEALTH INFORMATION SERVICES industry trends, competitive dynamics, and regulatory changes.

Bottom Line

PRVA scores higher overall (48/100 vs 31/100), backed by strong 108.0% margins and 17.4% revenue growth. Both earn "Hold" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Privia Health Group Inc

HEALTHCARE · HEALTH INFORMATION SERVICES · USA

Privia Health Group, Inc. is a population health technology and medical practice management company in the United States.

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Tempus AI, Inc. Class A Common Stock

HEALTHCARE · HEALTH INFORMATION SERVICES · USA

Tempus AI, Inc is a healthcare technology company. The company is headquartered in Chicago, Illinois.

Visit Website →

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