PayPal Holdings Inc (PYPL)vsSUI Group Holdings Limited (SUIG)
PYPL
PayPal Holdings Inc
$57.65
-1.20%
FINANCIAL SERVICES · Cap: $49.89B
SUIG
SUI Group Holdings Limited
$0.87
-3.57%
FINANCIAL SERVICES · Cap: $80.09M
Smart Verdict
WallStSmart Research — data-driven comparison
PayPal Holdings Inc generates 908071% more annual revenue ($33.73B vs $3.71M). PYPL leads profitability with a 15.0% profit margin vs 0.0%. PYPL earns a higher WallStSmart Score of 68/100 (B-).
PYPL
Strong Buy68
out of 100
Grade: B-
SUIG
Avoid32
out of 100
Grade: F
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Every $100 of equity generates 25 in profit
Reasonable price relative to book value
Generating 1.8B in free cash flow
Reasonable price relative to book value
Earnings expanding 83.3% YoY
Areas to Watch
Distress zone — elevated risk
Earnings declined 6.2%
Smaller company, higher risk/reward
0.0% margin — thin
Weak financial health signals
ROE of -333.7% — below average capital efficiency
Comparative Analysis Report
WallStSmart ResearchBull Case : PYPL
The strongest argument for PYPL centers on P/E Ratio, Return on Equity, Price/Book. PEG of 1.02 suggests the stock is reasonably priced for its growth.
Bull Case : SUIG
The strongest argument for SUIG centers on Price/Book, EPS Growth.
Bear Case : PYPL
The primary concerns for PYPL are Altman Z-Score, EPS Growth.
Bear Case : SUIG
The primary concerns for SUIG are Market Cap, Profit Margin, Piotroski F-Score.
Key Dynamics to Monitor
PYPL carries more volatility with a beta of 1.33 — expect wider price swings.
PYPL is growing revenue faster at 7.2% — sustainability is the question.
PYPL generates stronger free cash flow (1.8B), providing more financial flexibility.
Monitor CREDIT SERVICES industry trends, competitive dynamics, and regulatory changes.
Bottom Line
PYPL scores higher overall (68/100 vs 32/100). Both earn "Strong Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
PayPal Holdings Inc
FINANCIAL SERVICES · CREDIT SERVICES · USA
PayPal Holdings, Inc. is an American company operating an online payments system in the majority of countries that support online money transfers, and serves as an electronic alternative to traditional paper methods like checks and money orders. The company operates as a payment processor for online vendors, auction sites, and many other commercial users, for which it charges a fee.
Visit Website →SUI Group Holdings Limited
FINANCIAL SERVICES · CREDIT SERVICES · USA
SUI Group Holdings Limited is a principal investment firm specializing investments in debt and equity securities of public and private companies to fund their operations whether its start-up, acquisition, or growth. The company is headquartered in Wayzata, Minnesota.
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