Rand Capital Corp (RAND)vsRoyal Bank of Canada (RY)
RAND
Rand Capital Corp
$10.55
-3.12%
FINANCIAL SERVICES · Cap: $31.18M
RY
Royal Bank of Canada
$205.90
-0.04%
FINANCIAL SERVICES · Cap: $291.55B
Smart Verdict
WallStSmart Research — data-driven comparison
Royal Bank of Canada generates 1221049% more annual revenue ($67.15B vs $5.50M). RY leads profitability with a 33.9% profit margin vs -2.7%. RY appears more attractively valued with a PEG of 2.35. RY earns a higher WallStSmart Score of 63/100 (C+).
RAND
Avoid33
out of 100
Grade: F
RY
Buy63
out of 100
Grade: C+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Strong operational efficiency at 58.8%
Conservative balance sheet, low leverage
Safe zone — low bankruptcy risk
Mega-cap, among the largest globally
Keeps 34 of every $100 in revenue as profit
Strong operational efficiency at 46.4%
Reasonable price relative to book value
Areas to Watch
Smaller company, higher risk/reward
Weak financial health signals
Expensive relative to growth rate
ROE of -15.9% — below average capital efficiency
Expensive relative to growth rate
Negative free cash flow — burning cash
Distress zone — elevated risk
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : RAND
The strongest argument for RAND centers on Price/Book, Operating Margin, Debt/Equity.
Bull Case : RY
The strongest argument for RY centers on Market Cap, Profit Margin, Operating Margin. Profitability is solid with margins at 33.9% and operating margin at 46.4%.
Bear Case : RAND
The primary concerns for RAND are Market Cap, Piotroski F-Score, PEG Ratio.
Bear Case : RY
The primary concerns for RY are PEG Ratio, Free Cash Flow, Altman Z-Score. Debt-to-equity of 2.88 is elevated, increasing financial risk.
Key Dynamics to Monitor
RAND profiles as a turnaround stock while RY is a mature play — different risk/reward profiles.
RY carries more volatility with a beta of 0.92 — expect wider price swings.
RY is growing revenue faster at 8.9% — sustainability is the question.
RAND generates stronger free cash flow (-7M), providing more financial flexibility.
Bottom Line
RY scores higher overall (63/100 vs 33/100), backed by strong 33.9% margins. Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Rand Capital Corp
FINANCIAL SERVICES · ASSET MANAGEMENT · USA
Rand Capital Corp is a publicly-traded investment firm dedicated to providing growth capital to lower middle-market companies across a variety of sectors, including healthcare, technology, and consumer products. Utilizing a strategic investment approach that encompasses both equity and debt financing, Rand aims to generate substantial long-term returns for its shareholders while actively managing its portfolio for operational excellence. The firm emphasizes sustainable business practices and is well-positioned to capitalize on emerging opportunities in a dynamic economic environment, making it an attractive option for institutional investors seeking innovative growth strategies.
Royal Bank of Canada
FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA
Royal Bank of Canada is a globally diversified financial services company. The company is headquartered in Toronto, Canada.
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