WallStSmart

B. Riley Financial Inc. 5.00% Senior Notes due 2026 (RILYG)vsStifel Financial Corporation 5.20% Senior Notes due 2047 (SFB)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

SFB leads profitability with a 0.0% profit margin vs 0.0%. SFB earns a higher WallStSmart Score of 26/100 (F).

RILYG

Avoid

18

out of 100

Grade: F

Growth: 4.0Profit: 5.5Value: 5.0Quality: 4.0
Piotroski: 4/9Altman Z: 0.64

SFB

Avoid

26

out of 100

Grade: F

Growth: 5.3Profit: 5.0Value: 5.0Quality: 5.8
Piotroski: 4/9Altman Z: 0.56

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

RILYG1 strengths · Avg: 10.0/10
Return on EquityProfitability
485.9%10/10

Every $100 of equity generates 486 in profit

SFB1 strengths · Avg: 9.0/10
Debt/EquityHealth
0.119/10

Conservative balance sheet, low leverage

Areas to Watch

RILYG4 concerns · Avg: 3.5/10
Revenue GrowthGrowth
0.0%4/10

0.0% revenue growth

EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$539.12M3/10

Smaller company, higher risk/reward

Profit MarginProfitability
0.0%3/10

0.0% margin — thin

SFB4 concerns · Avg: 3.5/10
Revenue GrowthGrowth
0.0%4/10

0.0% revenue growth

EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Profit MarginProfitability
0.0%3/10

0.0% margin — thin

Operating MarginProfitability
0.0%3/10

Operating margin of 0.0%

Comparative Analysis Report

WallStSmart Research

Bull Case : RILYG

The strongest argument for RILYG centers on Return on Equity.

Bull Case : SFB

The strongest argument for SFB centers on Debt/Equity.

Bear Case : RILYG

The primary concerns for RILYG are Revenue Growth, EPS Growth, Market Cap. Debt-to-equity of 17.37 is elevated, increasing financial risk.

Bear Case : SFB

The primary concerns for SFB are Revenue Growth, EPS Growth, Profit Margin.

Key Dynamics to Monitor

SFB is growing revenue faster at 0.0% — sustainability is the question.

RILYG generates stronger free cash flow (223M), providing more financial flexibility.

Monitor OTHER industry trends, competitive dynamics, and regulatory changes.

Bottom Line

SFB scores higher overall (26/100 vs 18/100). Both earn "Avoid" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

B. Riley Financial Inc. 5.00% Senior Notes due 2026

OTHER · OTHER · USA

B. Riley Financial, Inc. provides financial services and solutions in North America, Australia and Europe. The company is headquartered in Woodland Hills, California.

Stifel Financial Corporation 5.20% Senior Notes due 2047

OTHER · OTHER · USA

Stifel Financial Corporation is a leading full-service investment firm that provides a comprehensive range of financial services, including wealth management, institutional sales and trading, and investment banking. With a client-centric philosophy and deep industry expertise, the firm distinguishes itself within the financial services sector. The recent issuance of 5.20% Senior Notes due 2047 underscores Stifel's solid capital management and strong investment-grade credit profile, making it an attractive option for institutional investors seeking dependable income. Focused on sustainable growth and robust risk management, Stifel is well-equipped to adapt and excel in an evolving market landscape.

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