WallStSmart

Ross Stores Inc (ROST)vsThe TJX Companies Inc (TJX)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

The TJX Companies Inc generates 154% more annual revenue ($62.36B vs $24.51B). ROST leads profitability with a 10.8% profit margin vs 9.7%. ROST appears more attractively valued with a PEG of 2.42. ROST earns a higher WallStSmart Score of 64/100 (C+).

ROST

Buy

64

out of 100

Grade: C+

Growth: 7.3Profit: 7.5Value: 4.7Quality: 7.0
Piotroski: 5/9Altman Z: 3.11

TJX

Buy

58

out of 100

Grade: C

Growth: 6.7Profit: 7.5Value: 5.3Quality: 6.0
Piotroski: 5/9Altman Z: 3.03
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

ROSTFair Value (-4.8%)

Margin of Safety

-4.8%

Fair Value

$183.80

Current Price

$226.61

$42.81 premium

UndervaluedFair: $183.80Overvalued
TJXUndervalued (+9.6%)

Margin of Safety

+9.6%

Fair Value

$140.80

Current Price

$127.24

$13.56 discount

UndervaluedFair: $140.80Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ROST4 strengths · Avg: 9.8/10
Return on EquityProfitability
39.4%10/10

Every $100 of equity generates 39 in profit

EPS GrowthGrowth
70.5%10/10

Earnings expanding 70.5% YoY

Altman Z-ScoreHealth
3.1110/10

Safe zone — low bankruptcy risk

Market CapQuality
$74.02B9/10

Large-cap with strong market position

TJX5 strengths · Avg: 9.0/10
Return on EquityProfitability
57.0%10/10

Every $100 of equity generates 57 in profit

Altman Z-ScoreHealth
3.0310/10

Safe zone — low bankruptcy risk

Market CapQuality
$138.62B9/10

Large-cap with strong market position

EPS GrowthGrowth
23.6%8/10

Earnings expanding 23.6% YoY

Free Cash FlowQuality
$1.73B8/10

Generating 1.7B in free cash flow

Areas to Watch

ROST3 concerns · Avg: 4.0/10
PEG RatioValuation
2.424/10

Expensive relative to growth rate

P/E RatioValuation
27.9x4/10

Moderate valuation

Price/BookValuation
10.7x4/10

Trading at 10.7x book value

TJX3 concerns · Avg: 3.7/10
PEG RatioValuation
2.474/10

Expensive relative to growth rate

Price/BookValuation
13.5x4/10

Trading at 13.5x book value

Debt/EquityHealth
1.343/10

Elevated debt levels

Comparative Analysis Report

WallStSmart Research

Bull Case : ROST

The strongest argument for ROST centers on Return on Equity, EPS Growth, Altman Z-Score. Revenue growth of 13.3% demonstrates continued momentum.

Bull Case : TJX

The strongest argument for TJX centers on Return on Equity, Altman Z-Score, Market Cap.

Bear Case : ROST

The primary concerns for ROST are PEG Ratio, P/E Ratio, Price/Book.

Bear Case : TJX

The primary concerns for TJX are PEG Ratio, Price/Book, Debt/Equity.

Key Dynamics to Monitor

ROST carries more volatility with a beta of 0.86 — expect wider price swings.

ROST is growing revenue faster at 13.3% — sustainability is the question.

TJX generates stronger free cash flow (1.7B), providing more financial flexibility.

Monitor APPAREL RETAIL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

ROST scores higher overall (64/100 vs 58/100) and 13.3% revenue growth. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Ross Stores Inc

CONSUMER CYCLICAL · APPAREL RETAIL · USA

Ross Stores, Inc., operating under the brand name Ross Dress for Less, is an American chain of discount department stores headquartered in Dublin, California.

Visit Website →

The TJX Companies Inc

CONSUMER CYCLICAL · APPAREL RETAIL · USA

The TJX Companies, Inc. (abbreviated TJX) is an American multinational off-price department store corporation, headquartered in Framingham, Massachusetts.

Want to dig deeper into these stocks?