WallStSmart

Royal Bank of Canada (RY)vsSRH Total Return Fund Inc. (STEW)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Royal Bank of Canada generates 195462% more annual revenue ($63.42B vs $32.43M). STEW leads profitability with a 537.0% profit margin vs 33.1%. STEW trades at a lower P/E of 9.8x. RY earns a higher WallStSmart Score of 68/100 (B-).

RY

Strong Buy

68

out of 100

Grade: B-

Growth: 7.3Profit: 8.0Value: 5.7Quality: 5.0

STEW

Hold

41

out of 100

Grade: D

Growth: 4.0Profit: 7.0Value: 6.7Quality: 6.0
Piotroski: 4/9

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

RY6 strengths · Avg: 9.3/10
Market CapQuality
$250.25B10/10

Mega-cap, among the largest globally

Profit MarginProfitability
33.1%10/10

Keeps 33 of every $100 in revenue as profit

Operating MarginProfitability
46.2%10/10

Strong operational efficiency at 46.2%

Free Cash FlowQuality
$37.30B10/10

Generating 37.3B in free cash flow

P/E RatioValuation
16.9x8/10

Attractively priced relative to earnings

Price/BookValuation
2.7x8/10

Reasonable price relative to book value

STEW3 strengths · Avg: 10.0/10
P/E RatioValuation
9.8x10/10

Attractively priced relative to earnings

Price/BookValuation
0.8x10/10

Reasonable price relative to book value

Profit MarginProfitability
537.0%10/10

Keeps 537 of every $100 in revenue as profit

Areas to Watch

RY1 concerns · Avg: 4.0/10
PEG RatioValuation
2.304/10

Expensive relative to growth rate

STEW4 concerns · Avg: 2.3/10
Market CapQuality
$1.71B3/10

Smaller company, higher risk/reward

Revenue GrowthGrowth
-11.6%2/10

Revenue declined 11.6%

EPS GrowthGrowth
-44.1%2/10

Earnings declined 44.1%

Free Cash FlowQuality
$-144,2792/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : RY

The strongest argument for RY centers on Market Cap, Profit Margin, Operating Margin. Profitability is solid with margins at 33.1% and operating margin at 46.2%.

Bull Case : STEW

The strongest argument for STEW centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 537.0% and operating margin at 16.6%.

Bear Case : RY

The primary concerns for RY are PEG Ratio.

Bear Case : STEW

The primary concerns for STEW are Market Cap, Revenue Growth, EPS Growth.

Key Dynamics to Monitor

RY profiles as a mature stock while STEW is a declining play — different risk/reward profiles.

RY carries more volatility with a beta of 0.92 — expect wider price swings.

RY is growing revenue faster at 7.5% — sustainability is the question.

RY generates stronger free cash flow (37.3B), providing more financial flexibility.

Bottom Line

RY scores higher overall (68/100 vs 41/100), backed by strong 33.1% margins. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Royal Bank of Canada

FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA

Royal Bank of Canada is a globally diversified financial services company. The company is headquartered in Toronto, Canada.

SRH Total Return Fund Inc.

FINANCIAL SERVICES · ASSET MANAGEMENT · USA

SRH Total Return Fund Inc. (STEW) is a closed-end management investment company focused on delivering total returns through a strategic blend of capital appreciation and income generation. With a diversified portfolio encompassing equities, fixed income, and hybrid instruments, the fund is designed for long-term growth while maintaining robust risk management practices. Guided by an experienced management team, STEW adeptly responds to dynamic market environments, positioning itself to capitalize on attractive investment opportunities and offering investors a compelling risk-adjusted return profile.

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