WallStSmart

Royal Bank of Canada (RY)vsTrinity Capital Inc (TRIN)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Royal Bank of Canada generates 22591% more annual revenue ($63.42B vs $279.51M). TRIN leads profitability with a 48.5% profit margin vs 33.1%. RY appears more attractively valued with a PEG of 2.30. RY earns a higher WallStSmart Score of 68/100 (B-).

RY

Strong Buy

68

out of 100

Grade: B-

Growth: 7.3Profit: 8.0Value: 5.7Quality: 5.0

TRIN

Buy

55

out of 100

Grade: C-

Growth: 6.7Profit: 8.0Value: 5.7Quality: 4.8
Piotroski: 3/9

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

RY6 strengths · Avg: 9.3/10
Market CapQuality
$250.25B10/10

Mega-cap, among the largest globally

Profit MarginProfitability
33.1%10/10

Keeps 33 of every $100 in revenue as profit

Operating MarginProfitability
46.2%10/10

Strong operational efficiency at 46.2%

Free Cash FlowQuality
$37.30B10/10

Generating 37.3B in free cash flow

P/E RatioValuation
16.9x8/10

Attractively priced relative to earnings

Price/BookValuation
2.7x8/10

Reasonable price relative to book value

TRIN5 strengths · Avg: 9.6/10
P/E RatioValuation
8.3x10/10

Attractively priced relative to earnings

Price/BookValuation
1.2x10/10

Reasonable price relative to book value

Profit MarginProfitability
48.5%10/10

Keeps 49 of every $100 in revenue as profit

Operating MarginProfitability
74.5%10/10

Strong operational efficiency at 74.5%

Revenue GrowthGrowth
17.0%8/10

17.0% revenue growth

Areas to Watch

RY1 concerns · Avg: 4.0/10
PEG RatioValuation
2.304/10

Expensive relative to growth rate

TRIN4 concerns · Avg: 2.5/10
Market CapQuality
$1.35B3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

PEG RatioValuation
5.142/10

Expensive relative to growth rate

EPS GrowthGrowth
-30.5%2/10

Earnings declined 30.5%

Comparative Analysis Report

WallStSmart Research

Bull Case : RY

The strongest argument for RY centers on Market Cap, Profit Margin, Operating Margin. Profitability is solid with margins at 33.1% and operating margin at 46.2%.

Bull Case : TRIN

The strongest argument for TRIN centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 48.5% and operating margin at 74.5%. Revenue growth of 17.0% demonstrates continued momentum.

Bear Case : RY

The primary concerns for RY are PEG Ratio.

Bear Case : TRIN

The primary concerns for TRIN are Market Cap, Piotroski F-Score, PEG Ratio.

Key Dynamics to Monitor

RY profiles as a mature stock while TRIN is a growth play — different risk/reward profiles.

RY carries more volatility with a beta of 0.92 — expect wider price swings.

TRIN is growing revenue faster at 17.0% — sustainability is the question.

RY generates stronger free cash flow (37.3B), providing more financial flexibility.

Bottom Line

RY scores higher overall (68/100 vs 55/100), backed by strong 33.1% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Royal Bank of Canada

FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA

Royal Bank of Canada is a globally diversified financial services company. The company is headquartered in Toronto, Canada.

Trinity Capital Inc

FINANCIAL SERVICES · ASSET MANAGEMENT · USA

Trinity Capital Inc. is a venture capital firm specializing in venture debt for growth-stage companies seeking equipment loans and / or financing. The company is headquartered in Chandler, Arizona.

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