Royal Bank of Canada (RY)vsVirtus Investment Partners, Inc. (VRTS)
RY
Royal Bank of Canada
$203.73
-0.48%
FINANCIAL SERVICES · Cap: $282.00B
VRTS
Virtus Investment Partners, Inc.
$135.69
-1.53%
FINANCIAL SERVICES · Cap: $970.11M
Smart Verdict
WallStSmart Research — data-driven comparison
Royal Bank of Canada generates 7775% more annual revenue ($65.72B vs $834.47M). RY leads profitability with a 33.7% profit margin vs 14.0%. VRTS appears more attractively valued with a PEG of 0.56. RY earns a higher WallStSmart Score of 67/100 (B-).
RY
Strong Buy67
out of 100
Grade: B-
VRTS
Buy54
out of 100
Grade: C-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Keeps 34 of every $100 in revenue as profit
Strong operational efficiency at 45.3%
Generating 20.8B in free cash flow
16.1% revenue growth
Earnings expanding 27.5% YoY
Attractively priced relative to earnings
Reasonable price relative to book value
Growing faster than its price suggests
Areas to Watch
Expensive relative to growth rate
Distress zone — elevated risk
Elevated debt levels
Smaller company, higher risk/reward
Revenue declined 8.4%
Earnings declined 74.1%
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : RY
The strongest argument for RY centers on Market Cap, Profit Margin, Operating Margin. Profitability is solid with margins at 33.7% and operating margin at 45.3%. Revenue growth of 16.1% demonstrates continued momentum.
Bull Case : VRTS
The strongest argument for VRTS centers on P/E Ratio, Price/Book, PEG Ratio. PEG of 0.56 suggests the stock is reasonably priced for its growth.
Bear Case : RY
The primary concerns for RY are PEG Ratio, Altman Z-Score, Debt/Equity. Debt-to-equity of 2.77 is elevated, increasing financial risk.
Bear Case : VRTS
The primary concerns for VRTS are Market Cap, Revenue Growth, EPS Growth. Debt-to-equity of 3.10 is elevated, increasing financial risk.
Key Dynamics to Monitor
RY profiles as a growth stock while VRTS is a declining play — different risk/reward profiles.
VRTS carries more volatility with a beta of 1.36 — expect wider price swings.
RY is growing revenue faster at 16.1% — sustainability is the question.
RY generates stronger free cash flow (20.8B), providing more financial flexibility.
Bottom Line
RY scores higher overall (67/100 vs 54/100), backed by strong 33.7% margins and 16.1% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Royal Bank of Canada
FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA
Royal Bank of Canada is a globally diversified financial services company. The company is headquartered in Toronto, Canada.
Virtus Investment Partners, Inc.
FINANCIAL SERVICES · ASSET MANAGEMENT · USA
Virtus Investment Partners, Inc. is a publicly owned investment manager. The company is headquartered in Hartford, Connecticut.
Compare with Other BANKS - DIVERSIFIED Stocks
Want to dig deeper into these stocks?