Royal Bank of Canada (RY)vsWashington Trust Bancorp Inc (WASH)
RY
Royal Bank of Canada
$179.97
+2.71%
FINANCIAL SERVICES · Cap: $250.25B
WASH
Washington Trust Bancorp Inc
$31.43
+1.32%
FINANCIAL SERVICES · Cap: $608.74M
Smart Verdict
WallStSmart Research — data-driven comparison
Royal Bank of Canada generates 29289% more annual revenue ($63.42B vs $215.81M). RY leads profitability with a 33.1% profit margin vs 24.4%. RY appears more attractively valued with a PEG of 2.30. RY earns a higher WallStSmart Score of 68/100 (B-).
RY
Strong Buy68
out of 100
Grade: B-
WASH
Buy56
out of 100
Grade: C
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Keeps 33 of every $100 in revenue as profit
Strong operational efficiency at 46.2%
Generating 37.3B in free cash flow
Attractively priced relative to earnings
Reasonable price relative to book value
Attractively priced relative to earnings
Reasonable price relative to book value
Strong operational efficiency at 31.9%
Keeps 24 of every $100 in revenue as profit
Areas to Watch
Expensive relative to growth rate
4.8% earnings growth
Smaller company, higher risk/reward
Elevated debt levels
Expensive relative to growth rate
Comparative Analysis Report
WallStSmart ResearchBull Case : RY
The strongest argument for RY centers on Market Cap, Profit Margin, Operating Margin. Profitability is solid with margins at 33.1% and operating margin at 46.2%.
Bull Case : WASH
The strongest argument for WASH centers on P/E Ratio, Price/Book, Operating Margin. Profitability is solid with margins at 24.4% and operating margin at 31.9%.
Bear Case : RY
The primary concerns for RY are PEG Ratio.
Bear Case : WASH
The primary concerns for WASH are EPS Growth, Market Cap, Debt/Equity.
Key Dynamics to Monitor
RY profiles as a mature stock while WASH is a declining play — different risk/reward profiles.
RY carries more volatility with a beta of 0.92 — expect wider price swings.
RY is growing revenue faster at 7.5% — sustainability is the question.
RY generates stronger free cash flow (37.3B), providing more financial flexibility.
Bottom Line
RY scores higher overall (68/100 vs 56/100), backed by strong 33.1% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Royal Bank of Canada
FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA
Royal Bank of Canada is a globally diversified financial services company. The company is headquartered in Toronto, Canada.
Washington Trust Bancorp Inc
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Washington Trust Bancorp, Inc. is the banking holding company for The Washington Trust Company of Westerly, offering a variety of banking and financial services to individuals and businesses. The company is headquartered in Westerly, Rhode Island.
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