Royal Bank of Canada (RY)vsWestwood Holdings Group Inc (WHG)
RY
Royal Bank of Canada
$205.90
-0.04%
FINANCIAL SERVICES · Cap: $291.55B
WHG
Westwood Holdings Group Inc
$18.79
+0.64%
FINANCIAL SERVICES · Cap: $187.62M
Smart Verdict
WallStSmart Research — data-driven comparison
Royal Bank of Canada generates 65929% more annual revenue ($67.15B vs $101.70M). RY leads profitability with a 33.9% profit margin vs 7.7%. RY trades at a lower P/E of 18.4x. RY earns a higher WallStSmart Score of 63/100 (C+).
RY
Buy63
out of 100
Grade: C+
WHG
Buy51
out of 100
Grade: C-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Keeps 34 of every $100 in revenue as profit
Strong operational efficiency at 46.4%
Reasonable price relative to book value
Reasonable price relative to book value
Conservative balance sheet, low leverage
Safe zone — low bankruptcy risk
Earnings expanding 41.7% YoY
Areas to Watch
Expensive relative to growth rate
Negative free cash flow — burning cash
Distress zone — elevated risk
Elevated debt levels
Smaller company, higher risk/reward
ROE of 5.9% — below average capital efficiency
7.7% margin — thin
Weak financial health signals
Comparative Analysis Report
WallStSmart ResearchBull Case : RY
The strongest argument for RY centers on Market Cap, Profit Margin, Operating Margin. Profitability is solid with margins at 33.9% and operating margin at 46.4%.
Bull Case : WHG
The strongest argument for WHG centers on Price/Book, Debt/Equity, Altman Z-Score.
Bear Case : RY
The primary concerns for RY are PEG Ratio, Free Cash Flow, Altman Z-Score. Debt-to-equity of 2.88 is elevated, increasing financial risk.
Bear Case : WHG
The primary concerns for WHG are Market Cap, Return on Equity, Profit Margin.
Key Dynamics to Monitor
RY profiles as a mature stock while WHG is a value play — different risk/reward profiles.
RY carries more volatility with a beta of 0.92 — expect wider price swings.
WHG is growing revenue faster at 9.6% — sustainability is the question.
WHG generates stronger free cash flow (3M), providing more financial flexibility.
Bottom Line
RY scores higher overall (63/100 vs 51/100), backed by strong 33.9% margins. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Royal Bank of Canada
FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA
Royal Bank of Canada is a globally diversified financial services company. The company is headquartered in Toronto, Canada.
Westwood Holdings Group Inc
FINANCIAL SERVICES · ASSET MANAGEMENT · USA
Westwood Holdings Group, Inc., manages investment assets and provides services to its clients. The company is headquartered in Dallas, Texas.
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