Royal Bank of Canada (RY)vsWestern New England Bancorp Inc (WNEB)
RY
Royal Bank of Canada
$194.04
-0.48%
FINANCIAL SERVICES · Cap: $277.29B
WNEB
Western New England Bancorp Inc
$13.34
+1.06%
FINANCIAL SERVICES · Cap: $275.82M
Smart Verdict
WallStSmart Research — data-driven comparison
Royal Bank of Canada generates 76041% more annual revenue ($65.72B vs $86.31M). RY leads profitability with a 33.7% profit margin vs 20.6%. WNEB appears more attractively valued with a PEG of 1.58. WNEB earns a higher WallStSmart Score of 71/100 (B).
RY
Strong Buy70
out of 100
Grade: B-
WNEB
Strong Buy71
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Keeps 34 of every $100 in revenue as profit
Strong operational efficiency at 45.3%
Generating 37.3B in free cash flow
Reasonable price relative to book value
16.1% revenue growth
Reasonable price relative to book value
Earnings expanding 117.2% YoY
Keeps 21 of every $100 in revenue as profit
Attractively priced relative to earnings
Strong operational efficiency at 29.6%
Revenue surging 22.2% year-over-year
Areas to Watch
Expensive relative to growth rate
Expensive relative to growth rate
Smaller company, higher risk/reward
ROE of 7.3% — below average capital efficiency
Negative free cash flow — burning cash
Comparative Analysis Report
WallStSmart ResearchBull Case : RY
The strongest argument for RY centers on Market Cap, Profit Margin, Operating Margin. Profitability is solid with margins at 33.7% and operating margin at 45.3%. Revenue growth of 16.1% demonstrates continued momentum.
Bull Case : WNEB
The strongest argument for WNEB centers on Price/Book, EPS Growth, Profit Margin. Profitability is solid with margins at 20.6% and operating margin at 29.6%. Revenue growth of 22.2% demonstrates continued momentum.
Bear Case : RY
The primary concerns for RY are PEG Ratio.
Bear Case : WNEB
The primary concerns for WNEB are PEG Ratio, Market Cap, Return on Equity.
Key Dynamics to Monitor
RY carries more volatility with a beta of 0.94 — expect wider price swings.
WNEB is growing revenue faster at 22.2% — sustainability is the question.
RY generates stronger free cash flow (37.3B), providing more financial flexibility.
Monitor BANKS - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.
Bottom Line
WNEB scores higher overall (71/100 vs 70/100), backed by strong 20.6% margins and 22.2% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Royal Bank of Canada
FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA
Royal Bank of Canada is a globally diversified financial services company. The company is headquartered in Toronto, Canada.
Western New England Bancorp Inc
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Western New England Bancorp, Inc. is the Westfield Bank holding company offering a range of commercial and retail banking products and services to individuals and businesses. The company is headquartered in Westfield, Massachusetts.
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