Royal Bank of Canada (RY)vsWestern New England Bancorp Inc (WNEB)
RY
Royal Bank of Canada
$179.97
+2.71%
FINANCIAL SERVICES · Cap: $250.25B
WNEB
Western New England Bancorp Inc
$13.95
-0.29%
FINANCIAL SERVICES · Cap: $287.30M
Smart Verdict
WallStSmart Research — data-driven comparison
Royal Bank of Canada generates 76985% more annual revenue ($63.42B vs $82.28M). RY leads profitability with a 33.1% profit margin vs 18.6%. WNEB appears more attractively valued with a PEG of 1.58. WNEB earns a higher WallStSmart Score of 69/100 (B-).
RY
Strong Buy68
out of 100
Grade: B-
WNEB
Strong Buy69
out of 100
Grade: B-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Keeps 33 of every $100 in revenue as profit
Strong operational efficiency at 46.2%
Generating 37.3B in free cash flow
Attractively priced relative to earnings
Reasonable price relative to book value
Reasonable price relative to book value
Strong operational efficiency at 31.2%
Earnings expanding 56.7% YoY
16.6% revenue growth
Areas to Watch
Expensive relative to growth rate
Expensive relative to growth rate
Smaller company, higher risk/reward
ROE of 6.3% — below average capital efficiency
Comparative Analysis Report
WallStSmart ResearchBull Case : RY
The strongest argument for RY centers on Market Cap, Profit Margin, Operating Margin. Profitability is solid with margins at 33.1% and operating margin at 46.2%.
Bull Case : WNEB
The strongest argument for WNEB centers on Price/Book, Operating Margin, EPS Growth. Profitability is solid with margins at 18.6% and operating margin at 31.2%. Revenue growth of 16.6% demonstrates continued momentum.
Bear Case : RY
The primary concerns for RY are PEG Ratio.
Bear Case : WNEB
The primary concerns for WNEB are PEG Ratio, Market Cap, Return on Equity.
Key Dynamics to Monitor
RY profiles as a mature stock while WNEB is a growth play — different risk/reward profiles.
RY carries more volatility with a beta of 0.92 — expect wider price swings.
WNEB is growing revenue faster at 16.6% — sustainability is the question.
RY generates stronger free cash flow (37.3B), providing more financial flexibility.
Bottom Line
WNEB scores higher overall (69/100 vs 68/100), backed by strong 18.6% margins and 16.6% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Royal Bank of Canada
FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA
Royal Bank of Canada is a globally diversified financial services company. The company is headquartered in Toronto, Canada.
Western New England Bancorp Inc
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Western New England Bancorp, Inc. is the Westfield Bank holding company offering a range of commercial and retail banking products and services to individuals and businesses. The company is headquartered in Westfield, Massachusetts.
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