WallStSmart

SAP SE ADR (SAP)vsUnity Software Inc (U)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

SAP SE ADR generates 1886% more annual revenue ($38.19B vs $1.92B). SAP leads profitability with a 20.4% profit margin vs -35.0%. SAP earns a higher WallStSmart Score of 64/100 (C+).

SAP

Buy

64

out of 100

Grade: C+

Growth: 7.3Profit: 8.5Value: 4.0Quality: 6.8
Piotroski: 6/9Altman Z: 3.11

U

Avoid

32

out of 100

Grade: F

Growth: 6.0Profit: 2.0Value: 6.7Quality: 5.0
Piotroski: 5/9Altman Z: 0.10
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

SAPSignificantly Overvalued (-30.4%)

Margin of Safety

-30.4%

Fair Value

$150.68

Current Price

$206.16

$55.48 premium

UndervaluedFair: $150.68Overvalued
UUndervalued (+50.8%)

Margin of Safety

+50.8%

Fair Value

$39.90

Current Price

$43.00

$3.10 discount

UndervaluedFair: $39.90Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

SAP6 strengths · Avg: 8.8/10
Market CapQuality
$208.77B10/10

Mega-cap, among the largest globally

Altman Z-ScoreHealth
3.1110/10

Safe zone — low bankruptcy risk

Profit MarginProfitability
20.4%9/10

Keeps 20 of every $100 in revenue as profit

Operating MarginProfitability
27.6%8/10

Strong operational efficiency at 27.6%

EPS GrowthGrowth
30.6%8/10

Earnings expanding 30.6% YoY

Free Cash FlowQuality
$3.04B8/10

Generating 3.0B in free cash flow

U1 strengths · Avg: 8.0/10
Revenue GrowthGrowth
16.8%8/10

16.8% revenue growth

Areas to Watch

SAP2 concerns · Avg: 3.0/10
PEG RatioValuation
1.634/10

Expensive relative to growth rate

Price/BookValuation
65.9x2/10

Trading at 65.9x book value

U4 concerns · Avg: 2.3/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Return on EquityProfitability
-22.6%2/10

ROE of -22.6% — below average capital efficiency

Altman Z-ScoreHealth
0.102/10

Distress zone — elevated risk

Profit MarginProfitability
-35.0%1/10

Currently unprofitable

Comparative Analysis Report

WallStSmart Research

Bull Case : SAP

The strongest argument for SAP centers on Market Cap, Altman Z-Score, Profit Margin. Profitability is solid with margins at 20.4% and operating margin at 27.6%.

Bull Case : U

The strongest argument for U centers on Revenue Growth. Revenue growth of 16.8% demonstrates continued momentum.

Bear Case : SAP

The primary concerns for SAP are PEG Ratio, Price/Book.

Bear Case : U

The primary concerns for U are EPS Growth, Return on Equity, Altman Z-Score.

Key Dynamics to Monitor

SAP profiles as a mature stock while U is a growth play — different risk/reward profiles.

U carries more volatility with a beta of 2.05 — expect wider price swings.

U is growing revenue faster at 16.8% — sustainability is the question.

SAP generates stronger free cash flow (3.0B), providing more financial flexibility.

Bottom Line

SAP scores higher overall (64/100 vs 32/100), backed by strong 20.4% margins. U offers better value entry with a 50.8% margin of safety. Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

SAP SE ADR

TECHNOLOGY · SOFTWARE - APPLICATION · USA

SAP SE is a global enterprise application software company. The company is headquartered in Walldorf, Germany.

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Unity Software Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Unity Software Inc. operates a real-time 3D development platform. The company is headquartered in San Francisco, California.

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