WallStSmart

Sea Ltd (SE)vsThe TJX Companies Inc (TJX)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

The TJX Companies Inc generates 122% more annual revenue ($61.58B vs $27.72B). TJX leads profitability with a 9.4% profit margin vs 5.9%. SE appears more attractively valued with a PEG of 1.74. TJX earns a higher WallStSmart Score of 56/100 (C).

SE

Buy

54

out of 100

Grade: C-

Growth: 8.7Profit: 5.5Value: 6.0Quality: 7.5
Piotroski: 6/9Altman Z: 1.53

TJX

Buy

56

out of 100

Grade: C

Growth: 6.7Profit: 7.5Value: 4.0Quality: 6.0
Piotroski: 5/9Altman Z: 3.03
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

SEUndervalued (+56.5%)

Margin of Safety

+56.5%

Fair Value

$263.14

Current Price

$116.26

$146.88 discount

UndervaluedFair: $263.14Overvalued
TJXOvervalued (-8.8%)

Margin of Safety

-8.8%

Fair Value

$138.78

Current Price

$150.96

$12.18 premium

UndervaluedFair: $138.78Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

SE3 strengths · Avg: 9.3/10
Revenue GrowthGrowth
48.1%10/10

Revenue surging 48.1% year-over-year

Market CapQuality
$78.47B9/10

Large-cap with strong market position

Debt/EquityHealth
0.289/10

Conservative balance sheet, low leverage

TJX4 strengths · Avg: 9.3/10
Return on EquityProfitability
55.7%10/10

Every $100 of equity generates 56 in profit

Altman Z-ScoreHealth
3.0310/10

Safe zone — low bankruptcy risk

Market CapQuality
$166.64B9/10

Large-cap with strong market position

EPS GrowthGrowth
29.3%8/10

Earnings expanding 29.3% YoY

Areas to Watch

SE4 concerns · Avg: 3.3/10
PEG RatioValuation
1.744/10

Expensive relative to growth rate

Altman Z-ScoreHealth
1.534/10

Distress zone — elevated risk

Profit MarginProfitability
5.9%3/10

5.9% margin — thin

P/E RatioValuation
47.2x2/10

Premium valuation, high expectations priced in

TJX4 concerns · Avg: 3.3/10
P/E RatioValuation
29.4x4/10

Moderate valuation

Price/BookValuation
16.0x4/10

Trading at 16.0x book value

Debt/EquityHealth
1.363/10

Elevated debt levels

PEG RatioValuation
3.252/10

Expensive relative to growth rate

Comparative Analysis Report

WallStSmart Research

Bull Case : SE

The strongest argument for SE centers on Revenue Growth, Market Cap, Debt/Equity. Revenue growth of 48.1% demonstrates continued momentum.

Bull Case : TJX

The strongest argument for TJX centers on Return on Equity, Altman Z-Score, Market Cap.

Bear Case : SE

The primary concerns for SE are PEG Ratio, Altman Z-Score, Profit Margin. A P/E of 47.2x leaves little room for execution misses.

Bear Case : TJX

The primary concerns for TJX are P/E Ratio, Price/Book, Debt/Equity.

Key Dynamics to Monitor

SE profiles as a hypergrowth stock while TJX is a value play — different risk/reward profiles.

SE carries more volatility with a beta of 1.51 — expect wider price swings.

SE is growing revenue faster at 48.1% — sustainability is the question.

SE generates stronger free cash flow (919M), providing more financial flexibility.

Bottom Line

TJX scores higher overall (56/100 vs 54/100). SE offers better value entry with a 56.5% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Sea Ltd

CONSUMER CYCLICAL · INTERNET RETAIL · USA

Sea Limited is engaged in the digital entertainment, e-commerce and digital financial services businesses in Southeast Asia, Latin America, the rest of Asia and internationally. The company is headquartered in Singapore.

The TJX Companies Inc

CONSUMER CYCLICAL · APPAREL RETAIL · USA

The TJX Companies, Inc. (abbreviated TJX) is an American multinational off-price department store corporation, headquartered in Framingham, Massachusetts.

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