WallStSmart

Shopify Inc (SHOP)vsWorkday Inc (WDAY)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Shopify Inc generates 21% more annual revenue ($11.56B vs $9.55B). SHOP leads profitability with a 10.6% profit margin vs 7.3%. WDAY appears more attractively valued with a PEG of 0.51. WDAY earns a higher WallStSmart Score of 64/100 (C+).

SHOP

Hold

48

out of 100

Grade: D+

Growth: 7.3Profit: 7.0Value: 2.0Quality: 8.5
Piotroski: 3/9Altman Z: 4.73

WDAY

Buy

64

out of 100

Grade: C+

Growth: 8.0Profit: 5.5Value: 4.7Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

SHOPSignificantly Overvalued (-1729.9%)

Margin of Safety

-1729.9%

Fair Value

$6.39

Current Price

$116.78

$110.39 premium

UndervaluedFair: $6.39Overvalued
WDAYSignificantly Overvalued (-18.8%)

Margin of Safety

-18.8%

Fair Value

$121.68

Current Price

$135.96

$14.28 premium

UndervaluedFair: $121.68Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

SHOP5 strengths · Avg: 9.4/10
Revenue GrowthGrowth
30.6%10/10

Revenue surging 30.6% year-over-year

Debt/EquityHealth
0.0910/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
4.7310/10

Safe zone — low bankruptcy risk

Market CapQuality
$165.20B9/10

Large-cap with strong market position

Operating MarginProfitability
20.3%8/10

Strong operational efficiency at 20.3%

WDAY3 strengths · Avg: 8.7/10
EPS GrowthGrowth
62.9%10/10

Earnings expanding 62.9% YoY

PEG RatioValuation
0.518/10

Growing faster than its price suggests

Free Cash FlowQuality
$1.22B8/10

Generating 1.2B in free cash flow

Areas to Watch

SHOP4 concerns · Avg: 2.8/10
Price/BookValuation
11.3x4/10

Trading at 11.3x book value

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

PEG RatioValuation
9.562/10

Expensive relative to growth rate

P/E RatioValuation
134.7x2/10

Premium valuation, high expectations priced in

WDAY2 concerns · Avg: 2.5/10
Profit MarginProfitability
7.3%3/10

7.3% margin — thin

P/E RatioValuation
52.0x2/10

Premium valuation, high expectations priced in

Comparative Analysis Report

WallStSmart Research

Bull Case : SHOP

The strongest argument for SHOP centers on Revenue Growth, Debt/Equity, Altman Z-Score. Revenue growth of 30.6% demonstrates continued momentum.

Bull Case : WDAY

The strongest argument for WDAY centers on EPS Growth, PEG Ratio, Free Cash Flow. Revenue growth of 14.5% demonstrates continued momentum. PEG of 0.51 suggests the stock is reasonably priced for its growth.

Bear Case : SHOP

The primary concerns for SHOP are Price/Book, Piotroski F-Score, PEG Ratio. A P/E of 134.7x leaves little room for execution misses.

Bear Case : WDAY

The primary concerns for WDAY are Profit Margin, P/E Ratio. A P/E of 52.0x leaves little room for execution misses.

Key Dynamics to Monitor

SHOP profiles as a growth stock while WDAY is a value play — different risk/reward profiles.

SHOP carries more volatility with a beta of 2.90 — expect wider price swings.

SHOP is growing revenue faster at 30.6% — sustainability is the question.

WDAY generates stronger free cash flow (1.2B), providing more financial flexibility.

Bottom Line

WDAY scores higher overall (64/100 vs 48/100) and 14.5% revenue growth. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Shopify Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Shopify Inc., a commerce company, offers a commerce and service platform in Canada, the United States, the United Kingdom, Australia, Latin America, and internationally. The company is headquartered in Ottawa, Canada.

Workday Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Workday, Inc. provides business applications in the cloud worldwide. The company is headquartered in Pleasanton, California.

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