WallStSmart

Slide Insurance Holdings, Inc. Common Stock (SLDE)vsW. R. Berkley Corp (WRB)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

W. R. Berkley Corp generates 1172% more annual revenue ($14.71B vs $1.16B). SLDE leads profitability with a 38.4% profit margin vs 12.1%. SLDE trades at a lower P/E of 5.3x. SLDE earns a higher WallStSmart Score of 80/100 (B+).

SLDE

Strong Buy

80

out of 100

Grade: B+

Growth: 10.0Profit: 10.0Value: 8.3Quality: 7.8
Piotroski: 4/9

WRB

Buy

55

out of 100

Grade: C-

Growth: 4.0Profit: 7.0Value: 4.7Quality: 4.8
Piotroski: 2/9
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

SLDEUndervalued (+89.1%)

Margin of Safety

+89.1%

Fair Value

$157.25

Current Price

$17.77

$139.48 discount

UndervaluedFair: $157.25Overvalued
WRBSignificantly Overvalued (-136.4%)

Margin of Safety

-136.4%

Fair Value

$30.26

Current Price

$64.49

$34.23 premium

UndervaluedFair: $30.26Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

SLDE6 strengths · Avg: 10.0/10
P/E RatioValuation
5.3x10/10

Attractively priced relative to earnings

Return on EquityProfitability
57.4%10/10

Every $100 of equity generates 57 in profit

Profit MarginProfitability
38.4%10/10

Keeps 38 of every $100 in revenue as profit

Operating MarginProfitability
64.2%10/10

Strong operational efficiency at 64.2%

Revenue GrowthGrowth
45.5%10/10

Revenue surging 45.5% year-over-year

EPS GrowthGrowth
103.9%10/10

Earnings expanding 103.9% YoY

WRB2 strengths · Avg: 8.0/10
P/E RatioValuation
14.5x8/10

Attractively priced relative to earnings

Price/BookValuation
2.5x8/10

Reasonable price relative to book value

Areas to Watch

SLDE0 concerns · Avg: 0/10

No major concerns identified

WRB4 concerns · Avg: 2.8/10
Revenue GrowthGrowth
1.5%4/10

1.5% revenue growth

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

PEG RatioValuation
10.112/10

Expensive relative to growth rate

EPS GrowthGrowth
-21.8%2/10

Earnings declined 21.8%

Comparative Analysis Report

WallStSmart Research

Bull Case : SLDE

The strongest argument for SLDE centers on P/E Ratio, Return on Equity, Profit Margin. Profitability is solid with margins at 38.4% and operating margin at 64.2%. Revenue growth of 45.5% demonstrates continued momentum.

Bull Case : WRB

The strongest argument for WRB centers on P/E Ratio, Price/Book.

Bear Case : SLDE

No major red flags identified for SLDE, but monitor valuation.

Bear Case : WRB

The primary concerns for WRB are Revenue Growth, Piotroski F-Score, PEG Ratio.

Key Dynamics to Monitor

SLDE profiles as a growth stock while WRB is a value play — different risk/reward profiles.

SLDE is growing revenue faster at 45.5% — sustainability is the question.

WRB generates stronger free cash flow (896M), providing more financial flexibility.

Monitor INSURANCE - PROPERTY & CASUALTY industry trends, competitive dynamics, and regulatory changes.

Bottom Line

SLDE scores higher overall (80/100 vs 55/100), backed by strong 38.4% margins and 45.5% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Slide Insurance Holdings, Inc. Common Stock

FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA

Slide Insurance Holdings, Inc. engages in underwriting single family and condominium policies in the property and casualty industry in the United States. The company is headquartered in Tampa, Florida.

W. R. Berkley Corp

FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA

W. R. Berkley Corporation is a commercial lines property & casualty insurance holding company organized in Delaware and based in Greenwich, Connecticut.

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