Sun Life Financial Inc. (SLF)vsUnited Bankshares Inc (UBSI)
SLF
Sun Life Financial Inc.
$79.67
+0.14%
FINANCIAL SERVICES · Cap: $45.08B
UBSI
United Bankshares Inc
$47.69
+1.00%
FINANCIAL SERVICES · Cap: $6.51B
Smart Verdict
WallStSmart Research — data-driven comparison
Sun Life Financial Inc. generates 2741% more annual revenue ($35.53B vs $1.25B). UBSI leads profitability with a 41.2% profit margin vs 9.5%. SLF appears more attractively valued with a PEG of 1.61. UBSI earns a higher WallStSmart Score of 67/100 (B-).
SLF
Strong Buy65
out of 100
Grade: B-
UBSI
Strong Buy67
out of 100
Grade: B-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Earnings expanding 43.2% YoY
Reasonable price relative to book value
Keeps 41 of every $100 in revenue as profit
Strong operational efficiency at 53.1%
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Areas to Watch
Expensive relative to growth rate
Expensive relative to growth rate
Comparative Analysis Report
WallStSmart ResearchBull Case : SLF
The strongest argument for SLF centers on Price/Book, EPS Growth.
Bull Case : UBSI
The strongest argument for UBSI centers on Price/Book, Profit Margin, Operating Margin. Profitability is solid with margins at 41.2% and operating margin at 53.1%.
Bear Case : SLF
The primary concerns for SLF are PEG Ratio.
Bear Case : UBSI
The primary concerns for UBSI are PEG Ratio.
Key Dynamics to Monitor
SLF profiles as a value stock while UBSI is a mature play — different risk/reward profiles.
SLF carries more volatility with a beta of 0.80 — expect wider price swings.
SLF is growing revenue faster at 7.5% — sustainability is the question.
UBSI generates stronger free cash flow (100M), providing more financial flexibility.
Bottom Line
UBSI scores higher overall (67/100 vs 65/100), backed by strong 41.2% margins. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Sun Life Financial Inc.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Sun Life Financial Inc., a financial services company, provides insurance, wealth and asset management solutions to individuals and corporate clients around the world. The company is headquartered in Toronto, Canada.
United Bankshares Inc
FINANCIAL SERVICES · BANKS - REGIONAL · USA
United Bankshares, Inc., a financial holding company, primarily provides commercial and retail banking products and services in the United States. The company is headquartered in Charleston, West Virginia.
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