WallStSmart

Sun Life Financial Inc. (SLF)vsWintrust Financial Corporation (WTFC)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Sun Life Financial Inc. generates 1196% more annual revenue ($34.88B vs $2.69B). WTFC leads profitability with a 32.0% profit margin vs 10.2%. WTFC appears more attractively valued with a PEG of 1.17. WTFC earns a higher WallStSmart Score of 77/100 (B+).

SLF

Strong Buy

67

out of 100

Grade: B-

Growth: 8.0Profit: 6.0Value: 6.3Quality: 5.3
Piotroski: 5/9

WTFC

Strong Buy

77

out of 100

Grade: B+

Growth: 8.0Profit: 7.5Value: 6.3Quality: 3.3
Piotroski: 3/9Altman Z: -0.44

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

SLF4 strengths · Avg: 8.5/10
EPS GrowthGrowth
240.9%10/10

Earnings expanding 240.9% YoY

P/E RatioValuation
17.6x8/10

Attractively priced relative to earnings

Price/BookValuation
2.3x8/10

Reasonable price relative to book value

Free Cash FlowQuality
$5.28B8/10

Generating 5.3B in free cash flow

WTFC4 strengths · Avg: 9.5/10
Price/BookValuation
1.5x10/10

Reasonable price relative to book value

Profit MarginProfitability
32.0%10/10

Keeps 32 of every $100 in revenue as profit

Operating MarginProfitability
46.3%10/10

Strong operational efficiency at 46.3%

P/E RatioValuation
12.7x8/10

Attractively priced relative to earnings

Areas to Watch

SLF1 concerns · Avg: 4.0/10
Revenue GrowthGrowth
4.7%4/10

4.7% revenue growth

WTFC2 concerns · Avg: 2.5/10
Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Altman Z-ScoreHealth
-0.442/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : SLF

The strongest argument for SLF centers on EPS Growth, P/E Ratio, Price/Book. PEG of 1.18 suggests the stock is reasonably priced for its growth.

Bull Case : WTFC

The strongest argument for WTFC centers on Price/Book, Profit Margin, Operating Margin. Profitability is solid with margins at 32.0% and operating margin at 46.3%. Revenue growth of 10.3% demonstrates continued momentum.

Bear Case : SLF

The primary concerns for SLF are Revenue Growth.

Bear Case : WTFC

The primary concerns for WTFC are Piotroski F-Score, Altman Z-Score.

Key Dynamics to Monitor

SLF profiles as a value stock while WTFC is a mature play — different risk/reward profiles.

WTFC carries more volatility with a beta of 0.86 — expect wider price swings.

WTFC is growing revenue faster at 10.3% — sustainability is the question.

SLF generates stronger free cash flow (5.3B), providing more financial flexibility.

Bottom Line

WTFC scores higher overall (77/100 vs 67/100), backed by strong 32.0% margins and 10.3% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Sun Life Financial Inc.

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

Sun Life Financial Inc., a financial services company, provides insurance, wealth and asset management solutions to individuals and corporate clients around the world. The company is headquartered in Toronto, Canada.

Wintrust Financial Corporation

FINANCIAL SERVICES · BANKS - REGIONAL · USA

Wintrust Financial Corporation is a financial holding company. The company is headquartered in Rosemont, Illinois.

Want to dig deeper into these stocks?