WallStSmart

The Southern Company JR 2017B NT 77 (SOJC)vsTranscontinental Realty Investors (TCI)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

TCI leads profitability with a 16.1% profit margin vs 0.0%. SOJC trades at a lower P/E of 23.2x. TCI earns a higher WallStSmart Score of 36/100 (F).

SOJC

Avoid

21

out of 100

Grade: F

Growth: 4.0Profit: 4.5Value: 5.3Quality: 3.0
Piotroski: 2/9Altman Z: 0.65

TCI

Hold

36

out of 100

Grade: F

Growth: 5.3Profit: 4.0Value: 4.7Quality: 9.0
Piotroski: 4/9Altman Z: 3.29

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

SOJC0 strengths · Avg: 0/10

No standout strengths identified

TCI3 strengths · Avg: 9.7/10
Price/BookValuation
0.4x10/10

Reasonable price relative to book value

Altman Z-ScoreHealth
3.2910/10

Safe zone — low bankruptcy risk

Debt/EquityHealth
0.259/10

Conservative balance sheet, low leverage

Areas to Watch

SOJC4 concerns · Avg: 3.5/10
Revenue GrowthGrowth
0.0%4/10

0.0% revenue growth

EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Profit MarginProfitability
0.0%3/10

0.0% margin — thin

Operating MarginProfitability
0.0%3/10

Operating margin of 0.0%

TCI4 concerns · Avg: 2.5/10
Market CapQuality
$330.69M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
1.1%3/10

ROE of 1.1% — below average capital efficiency

P/E RatioValuation
40.1x2/10

Premium valuation, high expectations priced in

EPS GrowthGrowth
-96.4%2/10

Earnings declined 96.4%

Comparative Analysis Report

WallStSmart Research

Bull Case : SOJC

SOJC has a balanced fundamental profile.

Bull Case : TCI

The strongest argument for TCI centers on Price/Book, Altman Z-Score, Debt/Equity. Profitability is solid with margins at 16.1% and operating margin at -18.2%.

Bear Case : SOJC

The primary concerns for SOJC are Revenue Growth, EPS Growth, Profit Margin. Debt-to-equity of 1.95 is elevated, increasing financial risk.

Bear Case : TCI

The primary concerns for TCI are Market Cap, Return on Equity, P/E Ratio. A P/E of 40.1x leaves little room for execution misses.

Key Dynamics to Monitor

SOJC profiles as a value stock while TCI is a mature play — different risk/reward profiles.

TCI is growing revenue faster at 5.8% — sustainability is the question.

TCI generates stronger free cash flow (-7M), providing more financial flexibility.

Monitor REIT - RESIDENTIAL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

TCI scores higher overall (36/100 vs 21/100), backed by strong 16.1% margins. Both earn "Hold" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

The Southern Company JR 2017B NT 77

REAL ESTATE · REIT - RESIDENTIAL · USA

The Southern Company is dedicated to the generation, transmission and distribution of electric power. The company is headquartered in Atlanta, Georgia.

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Transcontinental Realty Investors

REAL ESTATE · REAL ESTATE SERVICES · USA

Transcontinental Realty Investors, Inc., a Dallas-based real estate investment company, has a diverse portfolio of capital real estate located throughout the United States, including apartments, office buildings, shopping centers, and urbanized and undeveloped land.

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