WallStSmart

Sun Communities Inc (SUI)vsUDR Inc (UDR)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Sun Communities Inc generates 32% more annual revenue ($2.34B vs $1.77B). SUI leads profitability with a 59.7% profit margin vs 27.8%. SUI appears more attractively valued with a PEG of 8.16. UDR earns a higher WallStSmart Score of 59/100 (C).

SUI

Hold

48

out of 100

Grade: D+

Growth: 3.3Profit: 7.0Value: 5.7Quality: 5.0
Piotroski: 5/9Altman Z: 0.56

UDR

Buy

59

out of 100

Grade: C

Growth: 6.0Profit: 7.0Value: 6.0Quality: 3.5
Piotroski: 5/9Altman Z: 0.13
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

SUIUndervalued (+39.2%)

Margin of Safety

+39.2%

Fair Value

$210.29

Current Price

$123.63

$86.66 discount

UndervaluedFair: $210.29Overvalued
UDRUndervalued (+30.3%)

Margin of Safety

+30.3%

Fair Value

$57.04

Current Price

$41.09

$15.95 discount

UndervaluedFair: $57.04Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

SUI3 strengths · Avg: 9.0/10
Profit MarginProfitability
59.7%10/10

Keeps 60 of every $100 in revenue as profit

Return on EquityProfitability
20.5%9/10

Every $100 of equity generates 20 in profit

Price/BookValuation
2.3x8/10

Reasonable price relative to book value

UDR3 strengths · Avg: 9.0/10
EPS GrowthGrowth
151.6%10/10

Earnings expanding 151.6% YoY

Profit MarginProfitability
27.8%9/10

Keeps 28 of every $100 in revenue as profit

Operating MarginProfitability
22.0%8/10

Strong operational efficiency at 22.0%

Areas to Watch

SUI3 concerns · Avg: 2.0/10
PEG RatioValuation
8.162/10

Expensive relative to growth rate

EPS GrowthGrowth
-97.1%2/10

Earnings declined 97.1%

Altman Z-ScoreHealth
0.562/10

Distress zone — elevated risk

UDR4 concerns · Avg: 3.3/10
P/E RatioValuation
26.1x4/10

Moderate valuation

Revenue GrowthGrowth
4.2%4/10

4.2% revenue growth

Debt/EquityHealth
1.783/10

Elevated debt levels

PEG RatioValuation
8.172/10

Expensive relative to growth rate

Comparative Analysis Report

WallStSmart Research

Bull Case : SUI

The strongest argument for SUI centers on Profit Margin, Return on Equity, Price/Book. Profitability is solid with margins at 59.7% and operating margin at 13.4%.

Bull Case : UDR

The strongest argument for UDR centers on EPS Growth, Profit Margin, Operating Margin. Profitability is solid with margins at 27.8% and operating margin at 22.0%.

Bear Case : SUI

The primary concerns for SUI are PEG Ratio, EPS Growth, Altman Z-Score.

Bear Case : UDR

The primary concerns for UDR are P/E Ratio, Revenue Growth, Debt/Equity. Debt-to-equity of 1.78 is elevated, increasing financial risk.

Key Dynamics to Monitor

SUI profiles as a mature stock while UDR is a value play — different risk/reward profiles.

SUI carries more volatility with a beta of 0.79 — expect wider price swings.

SUI is growing revenue faster at 8.6% — sustainability is the question.

SUI generates stronger free cash flow (269M), providing more financial flexibility.

Bottom Line

UDR scores higher overall (59/100 vs 48/100), backed by strong 27.8% margins. SUI offers better value entry with a 39.2% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Sun Communities Inc

REAL ESTATE · REIT - RESIDENTIAL · USA

Sun Communities Inc. (SUI) is a premier real estate investment trust (REIT) specializing in the acquisition, development, and management of manufactured housing and recreational vehicle (RV) communities throughout the United States and Canada. With a robust portfolio of over 600 properties, the company is dedicated to generating long-term value by delivering consistent rental income while enhancing tenant experiences through focused community improvements. Sun Communities' strategic emphasis on sustainability and responsible land stewardship not only aligns with evolving housing trends but also positions it as an attractive investment for institutional investors seeking stability and growth in the affordable housing sector.

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UDR Inc

REAL ESTATE · REIT - RESIDENTIAL · USA

UDR Inc. is a publicly traded real estate investment trust that invests in apartments. The company is organized in Maryland with its headquarters in Highlands Ranch, Colorado.

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