WallStSmart

AT&T Inc (T)vsTelefonica SA ADR (TEF)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

AT&T Inc generates 202% more annual revenue ($125.65B vs $41.62B). T leads profitability with a 17.5% profit margin vs -5.0%. TEF appears more attractively valued with a PEG of 0.35. T earns a higher WallStSmart Score of 63/100 (C+).

T

Buy

63

out of 100

Grade: C+

Growth: 5.3Profit: 7.5Value: 7.3Quality: 5.0

TEF

Buy

55

out of 100

Grade: C-

Growth: 4.7Profit: 3.5Value: 6.7Quality: 4.3
Piotroski: 6/9Altman Z: 0.98
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

TSignificantly Overvalued (-39.7%)

Margin of Safety

-39.7%

Fair Value

$20.67

Current Price

$28.87

$8.20 premium

UndervaluedFair: $20.67Overvalued

Intrinsic value data unavailable for TEF.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

T4 strengths · Avg: 9.0/10
Market CapQuality
$204.67B10/10

Mega-cap, among the largest globally

P/E RatioValuation
9.5x10/10

Attractively priced relative to earnings

Price/BookValuation
1.8x8/10

Reasonable price relative to book value

Free Cash FlowQuality
$4.54B8/10

Generating 4.5B in free cash flow

TEF3 strengths · Avg: 9.3/10
PEG RatioValuation
0.3510/10

Growing faster than its price suggests

Price/BookValuation
1.0x10/10

Reasonable price relative to book value

EPS GrowthGrowth
26.6%8/10

Earnings expanding 26.6% YoY

Areas to Watch

T3 concerns · Avg: 3.3/10
PEG RatioValuation
1.604/10

Expensive relative to growth rate

Revenue GrowthGrowth
3.6%4/10

3.6% revenue growth

EPS GrowthGrowth
-5.6%2/10

Earnings declined 5.6%

TEF4 concerns · Avg: 1.8/10
Return on EquityProfitability
-2.3%2/10

ROE of -2.3% — below average capital efficiency

Revenue GrowthGrowth
-6.6%2/10

Revenue declined 6.6%

Altman Z-ScoreHealth
0.982/10

Distress zone — elevated risk

Profit MarginProfitability
-5.0%1/10

Currently unprofitable

Comparative Analysis Report

WallStSmart Research

Bull Case : T

The strongest argument for T centers on Market Cap, P/E Ratio, Price/Book. Profitability is solid with margins at 17.5% and operating margin at 18.4%.

Bull Case : TEF

The strongest argument for TEF centers on PEG Ratio, Price/Book, EPS Growth. PEG of 0.35 suggests the stock is reasonably priced for its growth.

Bear Case : T

The primary concerns for T are PEG Ratio, Revenue Growth, EPS Growth.

Bear Case : TEF

The primary concerns for TEF are Return on Equity, Revenue Growth, Altman Z-Score.

Key Dynamics to Monitor

T profiles as a value stock while TEF is a turnaround play — different risk/reward profiles.

T carries more volatility with a beta of 0.58 — expect wider price swings.

T is growing revenue faster at 3.6% — sustainability is the question.

T generates stronger free cash flow (4.5B), providing more financial flexibility.

Bottom Line

T scores higher overall (63/100 vs 55/100), backed by strong 17.5% margins. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

AT&T Inc

COMMUNICATION SERVICES · TELECOM SERVICES · USA

AT&T Inc. is an American multinational conglomerate holding company, Delaware-registered but headquartered at Whitacre Tower in Downtown Dallas, Texas. It is the world largest telecommunications company, and the second largest provider of mobile telephone services.

Telefonica SA ADR

COMMUNICATION SERVICES · TELECOM SERVICES · USA

Telefnica, SA, provides telecommunications services in Europe and Latin America. The company is headquartered in Madrid, Spain.

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