WallStSmart

AT&T Inc (T)vsVEON Ltd (VEON)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

AT&T Inc generates 2873% more annual revenue ($125.65B vs $4.23B). T leads profitability with a 17.5% profit margin vs 15.2%. T appears more attractively valued with a PEG of 1.60. VEON earns a higher WallStSmart Score of 68/100 (B-).

T

Buy

63

out of 100

Grade: C+

Growth: 5.3Profit: 7.5Value: 7.3Quality: 5.0

VEON

Strong Buy

68

out of 100

Grade: B-

Growth: 6.0Profit: 7.5Value: 10.0Quality: 3.3
Piotroski: 3/9Altman Z: 0.37
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

TSignificantly Overvalued (-39.7%)

Margin of Safety

-39.7%

Fair Value

$20.67

Current Price

$28.81

$8.14 premium

UndervaluedFair: $20.67Overvalued
VEONUndervalued (+91.3%)

Margin of Safety

+91.3%

Fair Value

$634.61

Current Price

$48.79

$585.82 discount

UndervaluedFair: $634.61Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

T4 strengths · Avg: 9.0/10
Market CapQuality
$204.67B10/10

Mega-cap, among the largest globally

P/E RatioValuation
9.5x10/10

Attractively priced relative to earnings

Price/BookValuation
1.8x8/10

Reasonable price relative to book value

Free Cash FlowQuality
$4.54B8/10

Generating 4.5B in free cash flow

VEON3 strengths · Avg: 9.3/10
P/E RatioValuation
3.6x10/10

Attractively priced relative to earnings

Return on EquityProfitability
47.4%10/10

Every $100 of equity generates 47 in profit

Price/BookValuation
2.0x8/10

Reasonable price relative to book value

Areas to Watch

T3 concerns · Avg: 3.3/10
PEG RatioValuation
1.604/10

Expensive relative to growth rate

Revenue GrowthGrowth
3.6%4/10

3.6% revenue growth

EPS GrowthGrowth
-5.6%2/10

Earnings declined 5.6%

VEON3 concerns · Avg: 3.0/10
PEG RatioValuation
2.234/10

Expensive relative to growth rate

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Altman Z-ScoreHealth
0.372/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : T

The strongest argument for T centers on Market Cap, P/E Ratio, Price/Book. Profitability is solid with margins at 17.5% and operating margin at 18.4%.

Bull Case : VEON

The strongest argument for VEON centers on P/E Ratio, Return on Equity, Price/Book. Profitability is solid with margins at 15.2% and operating margin at 14.1%.

Bear Case : T

The primary concerns for T are PEG Ratio, Revenue Growth, EPS Growth.

Bear Case : VEON

The primary concerns for VEON are PEG Ratio, Piotroski F-Score, Altman Z-Score.

Key Dynamics to Monitor

T profiles as a value stock while VEON is a mature play — different risk/reward profiles.

VEON carries more volatility with a beta of 1.58 — expect wider price swings.

VEON is growing revenue faster at 7.5% — sustainability is the question.

T generates stronger free cash flow (4.5B), providing more financial flexibility.

Bottom Line

VEON scores higher overall (68/100 vs 63/100), backed by strong 15.2% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

AT&T Inc

COMMUNICATION SERVICES · TELECOM SERVICES · USA

AT&T Inc. is an American multinational conglomerate holding company, Delaware-registered but headquartered at Whitacre Tower in Downtown Dallas, Texas. It is the world largest telecommunications company, and the second largest provider of mobile telephone services.

VEON Ltd

COMMUNICATION SERVICES · TELECOM SERVICES · USA

VEON Ltd., provides fixed line and mobile telecommunications services. The company is headquartered in Amsterdam, the Netherlands.

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