WallStSmart

AT&T Inc (T)vsTelefonica Brasil SA ADR (VIV)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

AT&T Inc generates 111% more annual revenue ($125.65B vs $59.60B). T leads profitability with a 17.5% profit margin vs 10.3%. VIV appears more attractively valued with a PEG of 1.37. T earns a higher WallStSmart Score of 63/100 (C+).

T

Buy

63

out of 100

Grade: C+

Growth: 5.3Profit: 7.5Value: 7.3Quality: 5.0

VIV

Buy

62

out of 100

Grade: C+

Growth: 6.0Profit: 6.5Value: 8.0Quality: 5.3
Piotroski: 5/9Altman Z: 1.55
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

TSignificantly Overvalued (-39.7%)

Margin of Safety

-39.7%

Fair Value

$20.67

Current Price

$28.81

$8.14 premium

UndervaluedFair: $20.67Overvalued
VIVFair Value (-1.2%)

Margin of Safety

-1.2%

Fair Value

$15.61

Current Price

$15.85

$0.24 premium

UndervaluedFair: $15.61Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

T4 strengths · Avg: 9.0/10
Market CapQuality
$204.67B10/10

Mega-cap, among the largest globally

P/E RatioValuation
9.5x10/10

Attractively priced relative to earnings

Price/BookValuation
1.8x8/10

Reasonable price relative to book value

Free Cash FlowQuality
$4.54B8/10

Generating 4.5B in free cash flow

VIV1 strengths · Avg: 8.0/10
Free Cash FlowQuality
$2.76B8/10

Generating 2.8B in free cash flow

Areas to Watch

T3 concerns · Avg: 3.3/10
PEG RatioValuation
1.604/10

Expensive relative to growth rate

Revenue GrowthGrowth
3.6%4/10

3.6% revenue growth

EPS GrowthGrowth
-5.6%2/10

Earnings declined 5.6%

VIV1 concerns · Avg: 4.0/10
Altman Z-ScoreHealth
1.554/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : T

The strongest argument for T centers on Market Cap, P/E Ratio, Price/Book. Profitability is solid with margins at 17.5% and operating margin at 18.4%.

Bull Case : VIV

The strongest argument for VIV centers on Free Cash Flow. PEG of 1.37 suggests the stock is reasonably priced for its growth.

Bear Case : T

The primary concerns for T are PEG Ratio, Revenue Growth, EPS Growth.

Bear Case : VIV

The primary concerns for VIV are Altman Z-Score.

Key Dynamics to Monitor

T carries more volatility with a beta of 0.58 — expect wider price swings.

VIV is growing revenue faster at 7.1% — sustainability is the question.

T generates stronger free cash flow (4.5B), providing more financial flexibility.

Monitor TELECOM SERVICES industry trends, competitive dynamics, and regulatory changes.

Bottom Line

T scores higher overall (63/100 vs 62/100), backed by strong 17.5% margins. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

AT&T Inc

COMMUNICATION SERVICES · TELECOM SERVICES · USA

AT&T Inc. is an American multinational conglomerate holding company, Delaware-registered but headquartered at Whitacre Tower in Downtown Dallas, Texas. It is the world largest telecommunications company, and the second largest provider of mobile telephone services.

Telefonica Brasil SA ADR

COMMUNICATION SERVICES · TELECOM SERVICES · USA

Telefnica Brasil SA, provides mobile and fixed telecommunications services to residential and corporate clients in Brazil. The company is headquartered in So Paulo, Brazil.

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