WallStSmart

Toyota Motor Corporation ADR (TM)vsZumiez Inc (ZUMZ)

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Smart Verdict

WallStSmart Research — data-driven comparison

Toyota Motor Corporation ADR generates 5538662% more annual revenue ($51.96T vs $938.06M). TM leads profitability with a 8.6% profit margin vs 1.5%. ZUMZ appears more attractively valued with a PEG of 0.96. TM earns a higher WallStSmart Score of 65/100 (C+).

TM

Buy

65

out of 100

Grade: C+

Growth: 8.0Profit: 5.5Value: 6.3Quality: 4.5
Piotroski: 3/9Altman Z: 1.64

ZUMZ

Buy

61

out of 100

Grade: C+

Growth: 5.3Profit: 3.5Value: 7.3Quality: 6.5
Piotroski: 4/9Altman Z: 2.46
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Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for TM.

ZUMZUndervalued (+28.2%)

Margin of Safety

+28.2%

Fair Value

$33.62

Current Price

$14.55

$19.07 discount

UndervaluedFair: $33.62Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

TM3 strengths · Avg: 10.0/10
Market CapQuality
$233.41B10/10

Mega-cap, among the largest globally

P/E RatioValuation
8.9x10/10

Attractively priced relative to earnings

EPS GrowthGrowth
86.9%10/10

Earnings expanding 86.9% YoY

ZUMZ3 strengths · Avg: 8.7/10
Price/BookValuation
0.8x10/10

Reasonable price relative to book value

PEG RatioValuation
0.968/10

Growing faster than its price suggests

EPS GrowthGrowth
49.1%8/10

Earnings expanding 49.1% YoY

Areas to Watch

TM4 concerns · Avg: 3.8/10
PEG RatioValuation
1.564/10

Expensive relative to growth rate

Price/BookValuation
16.1x4/10

Trading at 16.1x book value

Altman Z-ScoreHealth
1.644/10

Distress zone — elevated risk

Debt/EquityHealth
1.183/10

Elevated debt levels

ZUMZ4 concerns · Avg: 3.3/10
Revenue GrowthGrowth
4.9%4/10

4.9% revenue growth

Market CapQuality
$304.21M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
4.1%3/10

ROE of 4.1% — below average capital efficiency

Profit MarginProfitability
1.5%3/10

1.5% margin — thin

Comparative Analysis Report

WallStSmart Research

Bull Case : TM

The strongest argument for TM centers on Market Cap, P/E Ratio, EPS Growth. Revenue growth of 10.4% demonstrates continued momentum.

Bull Case : ZUMZ

The strongest argument for ZUMZ centers on Price/Book, PEG Ratio, EPS Growth. PEG of 0.96 suggests the stock is reasonably priced for its growth.

Bear Case : TM

The primary concerns for TM are PEG Ratio, Price/Book, Altman Z-Score.

Bear Case : ZUMZ

The primary concerns for ZUMZ are Revenue Growth, Market Cap, Return on Equity. Thin 1.5% margins leave little buffer for downturns.

Key Dynamics to Monitor

ZUMZ carries more volatility with a beta of 1.00 — expect wider price swings.

TM is growing revenue faster at 10.4% — sustainability is the question.

ZUMZ generates stronger free cash flow (-29M), providing more financial flexibility.

Monitor AUTO MANUFACTURERS industry trends, competitive dynamics, and regulatory changes.

Bottom Line

TM scores higher overall (65/100 vs 61/100) and 10.4% revenue growth. ZUMZ offers better value entry with a 28.2% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Toyota Motor Corporation ADR

CONSUMER CYCLICAL · AUTO MANUFACTURERS · USA

Toyota Motor Corporation designs, manufactures, assembles and sells passenger cars, minivans and commercial vehicles, and related parts and accessories. The company is headquartered in Toyota, Japan.

Zumiez Inc

CONSUMER CYCLICAL · APPAREL RETAIL · USA

Zumiez Inc., is a specialty retailer of clothing, footwear, accessories and durable goods for young men and women. The company is headquartered in Lynnwood, Washington.

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