WallStSmart

TOP Ships Inc. (TOPS)vsExxon Mobil Corp (XOM)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Exxon Mobil Corp generates 402692% more annual revenue ($323.90B vs $80.42M). XOM leads profitability with a 8.9% profit margin vs 3.8%. TOPS trades at a lower P/E of 3.4x. XOM earns a higher WallStSmart Score of 50/100 (C-).

TOPS

Hold

50

out of 100

Grade: D+

Growth: 4.7Profit: 5.5Value: 8.3Quality: 3.0
Piotroski: 3/9Altman Z: -0.39

XOM

Buy

50

out of 100

Grade: C-

Growth: 2.0Profit: 6.0Value: 4.7Quality: 6.5
Piotroski: 1/9Altman Z: 3.44
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

TOPSUndervalued (+34.0%)

Margin of Safety

+34.0%

Fair Value

$7.56

Current Price

$2.20

$5.36 discount

UndervaluedFair: $7.56Overvalued
XOMSignificantly Overvalued (-46.3%)

Margin of Safety

-46.3%

Fair Value

$105.46

Current Price

$154.33

$48.87 premium

UndervaluedFair: $105.46Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

TOPS4 strengths · Avg: 9.5/10
P/E RatioValuation
3.4x10/10

Attractively priced relative to earnings

Price/BookValuation
0.1x10/10

Reasonable price relative to book value

EPS GrowthGrowth
290.0%10/10

Earnings expanding 290.0% YoY

Operating MarginProfitability
22.0%8/10

Strong operational efficiency at 22.0%

XOM5 strengths · Avg: 9.0/10
Market CapQuality
$642.90B10/10

Mega-cap, among the largest globally

Altman Z-ScoreHealth
3.4410/10

Safe zone — low bankruptcy risk

Debt/EquityHealth
0.279/10

Conservative balance sheet, low leverage

Price/BookValuation
2.5x8/10

Reasonable price relative to book value

Free Cash FlowQuality
$5.23B8/10

Generating 5.2B in free cash flow

Areas to Watch

TOPS4 concerns · Avg: 3.0/10
Market CapQuality
$12.65M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
2.6%3/10

ROE of 2.6% — below average capital efficiency

Profit MarginProfitability
3.8%3/10

3.8% margin — thin

Debt/EquityHealth
1.743/10

Elevated debt levels

XOM3 concerns · Avg: 2.3/10
Piotroski F-ScoreQuality
1/93/10

Weak financial health signals

Revenue GrowthGrowth
-1.3%2/10

Revenue declined 1.3%

EPS GrowthGrowth
-11.0%2/10

Earnings declined 11.0%

Comparative Analysis Report

WallStSmart Research

Bull Case : TOPS

The strongest argument for TOPS centers on P/E Ratio, Price/Book, EPS Growth.

Bull Case : XOM

The strongest argument for XOM centers on Market Cap, Altman Z-Score, Debt/Equity. PEG of 1.38 suggests the stock is reasonably priced for its growth.

Bear Case : TOPS

The primary concerns for TOPS are Market Cap, Return on Equity, Profit Margin. Debt-to-equity of 1.74 is elevated, increasing financial risk. Thin 3.8% margins leave little buffer for downturns.

Bear Case : XOM

The primary concerns for XOM are Piotroski F-Score, Revenue Growth, EPS Growth.

Key Dynamics to Monitor

TOPS carries more volatility with a beta of 2.51 — expect wider price swings.

XOM is growing revenue faster at -1.3% — sustainability is the question.

XOM generates stronger free cash flow (5.2B), providing more financial flexibility.

Monitor OIL & GAS MIDSTREAM industry trends, competitive dynamics, and regulatory changes.

Bottom Line

TOPS scores higher overall (50/100 vs 50/100). Both earn "Hold" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

TOP Ships Inc.

ENERGY · OIL & GAS MIDSTREAM · USA

Top Ships Inc. owns and operates tankers globally. The company is headquartered in Maroussi, Greece.

Exxon Mobil Corp

ENERGY · OIL & GAS INTEGRATED · USA

Exxon Mobil Corporation, stylized as ExxonMobil, is an American multinational oil and gas corporation headquartered in Irving, Texas. It is the largest direct descendant of John D. Rockefeller's Standard Oil, and was formed on November 30, 1999 by the merger of Exxon (formerly the Standard Oil Company of New Jersey) and Mobil (formerly the Standard Oil Company of New York). ExxonMobil's primary brands are Exxon, Mobil, Esso, and ExxonMobil Chemical. ExxonMobil is incorporated in New Jersey.

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