WallStSmart

Texas Instruments Incorporated (TXN)vsUniversal Corporation (UVV)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Texas Instruments Incorporated generates 492% more annual revenue ($17.68B vs $2.99B). TXN leads profitability with a 28.3% profit margin vs 3.7%. TXN appears more attractively valued with a PEG of 1.47. TXN earns a higher WallStSmart Score of 63/100 (C+).

TXN

Buy

63

out of 100

Grade: C+

Growth: 3.3Profit: 9.5Value: 7.3Quality: 7.8
Piotroski: 5/9Altman Z: 4.12

UVV

Buy

61

out of 100

Grade: C+

Growth: 8.0Profit: 5.5Value: 7.3Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

TXNSignificantly Overvalued (-430.9%)

Margin of Safety

-430.9%

Fair Value

$37.06

Current Price

$196.77

$159.71 premium

UndervaluedFair: $37.06Overvalued
UVVUndervalued (+74.6%)

Margin of Safety

+74.6%

Fair Value

$207.79

Current Price

$51.95

$155.84 discount

UndervaluedFair: $207.79Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

TXN6 strengths · Avg: 9.3/10
Return on EquityProfitability
30.1%10/10

Every $100 of equity generates 30 in profit

Operating MarginProfitability
34.0%10/10

Strong operational efficiency at 34.0%

Altman Z-ScoreHealth
4.1210/10

Safe zone — low bankruptcy risk

Market CapQuality
$179.15B9/10

Large-cap with strong market position

Profit MarginProfitability
28.3%9/10

Keeps 28 of every $100 in revenue as profit

Free Cash FlowQuality
$1.33B8/10

Generating 1.3B in free cash flow

UVV3 strengths · Avg: 9.3/10
P/E RatioValuation
11.9x10/10

Attractively priced relative to earnings

Price/BookValuation
0.9x10/10

Reasonable price relative to book value

EPS GrowthGrowth
32.0%8/10

Earnings expanding 32.0% YoY

Areas to Watch

TXN3 concerns · Avg: 3.3/10
P/E RatioValuation
36.1x4/10

Premium valuation, high expectations priced in

Price/BookValuation
11.0x4/10

Trading at 11.0x book value

EPS GrowthGrowth
-3.2%2/10

Earnings declined 3.2%

UVV3 concerns · Avg: 2.7/10
Market CapQuality
$1.32B3/10

Smaller company, higher risk/reward

Profit MarginProfitability
3.7%3/10

3.7% margin — thin

PEG RatioValuation
2.892/10

Expensive relative to growth rate

Comparative Analysis Report

WallStSmart Research

Bull Case : TXN

The strongest argument for TXN centers on Return on Equity, Operating Margin, Altman Z-Score. Profitability is solid with margins at 28.3% and operating margin at 34.0%. Revenue growth of 10.4% demonstrates continued momentum.

Bull Case : UVV

The strongest argument for UVV centers on P/E Ratio, Price/Book, EPS Growth.

Bear Case : TXN

The primary concerns for TXN are P/E Ratio, Price/Book, EPS Growth.

Bear Case : UVV

The primary concerns for UVV are Market Cap, Profit Margin, PEG Ratio. Thin 3.7% margins leave little buffer for downturns.

Key Dynamics to Monitor

TXN profiles as a mature stock while UVV is a value play — different risk/reward profiles.

TXN carries more volatility with a beta of 0.98 — expect wider price swings.

TXN is growing revenue faster at 10.4% — sustainability is the question.

TXN generates stronger free cash flow (1.3B), providing more financial flexibility.

Bottom Line

TXN scores higher overall (63/100 vs 61/100), backed by strong 28.3% margins and 10.4% revenue growth. UVV offers better value entry with a 74.6% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Texas Instruments Incorporated

TECHNOLOGY · SEMICONDUCTORS · USA

Texas Instruments Incorporated (TI) is an American technology company headquartered in Dallas, Texas, that designs and manufactures semiconductors and various integrated circuits, which it sells to electronics designers and manufacturers globally. It is one of the top 10 semiconductor companies worldwide based on sales volume.

Universal Corporation

CONSUMER DEFENSIVE · TOBACCO · USA

Universal Corporation processes and supplies leaf tobacco and plant ingredients worldwide. The company is headquartered in Richmond, Virginia.

Want to dig deeper into these stocks?