WallStSmart

USA Rare Earth, Inc. (USAR)vsWheaton Precious Metals Corp (WPM)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Wheaton Precious Metals Corp generates 23997% more annual revenue ($3.17B vs $13.16M). WPM leads profitability with a 64.7% profit margin vs 0.0%. WPM earns a higher WallStSmart Score of 78/100 (B+).

USAR

Avoid

26

out of 100

Grade: F

Growth: 4.3Profit: 2.5Value: 5.0Quality: 7.0
Piotroski: 2/9Altman Z: 1.02

WPM

Strong Buy

78

out of 100

Grade: B+

Growth: 10.0Profit: 9.0Value: 5.3Quality: 7.0
Piotroski: 4/9Altman Z: 12.61
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for USAR.

WPMSignificantly Overvalued (-63.0%)

Margin of Safety

-63.0%

Fair Value

$92.05

Current Price

$153.88

$61.83 premium

UndervaluedFair: $92.05Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

USAR2 strengths · Avg: 9.0/10
Debt/EquityHealth
0.0110/10

Conservative balance sheet, low leverage

Price/BookValuation
2.0x8/10

Reasonable price relative to book value

WPM6 strengths · Avg: 10.0/10
PEG RatioValuation
0.4310/10

Growing faster than its price suggests

Profit MarginProfitability
64.7%10/10

Keeps 65 of every $100 in revenue as profit

Operating MarginProfitability
72.3%10/10

Strong operational efficiency at 72.3%

Revenue GrowthGrowth
84.7%10/10

Revenue surging 84.7% year-over-year

EPS GrowthGrowth
85.7%10/10

Earnings expanding 85.7% YoY

Altman Z-ScoreHealth
12.6110/10

Safe zone — low bankruptcy risk

Areas to Watch

USAR4 concerns · Avg: 3.5/10
Revenue GrowthGrowth
0.0%4/10

0.0% revenue growth

EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Profit MarginProfitability
0.0%3/10

0.0% margin — thin

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

WPM2 concerns · Avg: 3.0/10
P/E RatioValuation
34.7x4/10

Premium valuation, high expectations priced in

Free Cash FlowQuality
$-3.85B2/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : USAR

The strongest argument for USAR centers on Debt/Equity, Price/Book.

Bull Case : WPM

The strongest argument for WPM centers on PEG Ratio, Profit Margin, Operating Margin. Profitability is solid with margins at 64.7% and operating margin at 72.3%. Revenue growth of 84.7% demonstrates continued momentum.

Bear Case : USAR

The primary concerns for USAR are Revenue Growth, EPS Growth, Profit Margin.

Bear Case : WPM

The primary concerns for WPM are P/E Ratio, Free Cash Flow.

Key Dynamics to Monitor

USAR profiles as a value stock while WPM is a growth play — different risk/reward profiles.

USAR carries more volatility with a beta of 2.61 — expect wider price swings.

WPM is growing revenue faster at 84.7% — sustainability is the question.

USAR generates stronger free cash flow (-127M), providing more financial flexibility.

Bottom Line

WPM scores higher overall (78/100 vs 26/100), backed by strong 64.7% margins and 84.7% revenue growth. Both earn "Strong Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

USA Rare Earth, Inc.

BASIC MATERIALS · OTHER INDUSTRIAL METALS & MINING · USA

USA Rare Earth, Inc. engages in mining, processing, and supplying rare earths and other critical minerals. The company is headquartered in Stillwater, Oklahoma.

Wheaton Precious Metals Corp

BASIC MATERIALS · GOLD · USA

Wheaton Precious Metals Corp. The company is headquartered in Vancouver, Canada.

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