Aegon NV ADR (AEG) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Aegon NV ADR stock (AEG) is currently trading at $7.07. Aegon NV ADR PE ratio is 7.73. Aegon NV ADR PS ratio (Price-to-Sales) is 2.80. Analyst consensus price target for AEG is $8.12. WallStSmart rates AEG as Underperform.
- AEG PE ratio analysis and historical PE chart
- AEG PS ratio (Price-to-Sales) history and trend
- AEG intrinsic value — DCF, Graham Number, EPV models
- AEG stock price prediction 2025 2026 2027 2028 2029 2030
- AEG fair value vs current price
- AEG insider transactions and insider buying
- Is AEG undervalued or overvalued?
- Aegon NV ADR financial analysis — revenue, earnings, cash flow
- AEG Piotroski F-Score and Altman Z-Score
- AEG analyst price target and Smart Rating
Aegon NV ADR
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AEG Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · Aegon NV ADR (AEG)
AEG trades 28% above its Graham fair value of $6.12, indicating the stock may be overvalued at current levels.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
Aegon NV ADR (AEG) · 10 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in market cap, price/book, profit margin. Concerns around peg ratio and operating margin. Mixed signals suggest waiting for clearer direction before acting.
Aegon NV ADR (AEG) Key Strengths (3)
Trading below book value, meaning the market prices it less than net assets
Keeps $26 of every $100 in revenue as net profit
Large-cap company with substantial market presence
Supporting Valuation Data
Aegon NV ADR (AEG) Areas to Watch (7)
Losing money on operations
Earnings declining -46.20%, profits shrinking
Very expensive relative to growth, significant premium
Revenue growing slowly at 3.50% annually
Very low institutional interest at 10.90%
Moderate profitability with room for improvement
Revenue is fairly priced at 2.80x sales
Aegon NV ADR (AEG) Detailed Analysis Report
Overall Assessment
This company scores 47/100 in our Smart Analysis, earning a D+ grade. Out of 10 metrics analyzed, 3 register as strengths (avg 9.7/10) while 7 fall into concern territory (avg 2.4/10). The category breakdown reveals uneven performance, with some areas requiring attention.
The Bull Case
The strongest argument centers on Price/Book, Profit Margin, Market Cap. Valuation metrics including Price/Book (0.97) suggest the stock is attractively priced. Profitability is solid with Profit Margin at 26.00%.
The Bear Case
The primary concerns are Operating Margin, EPS Growth, PEG Ratio. Some valuation metrics including PEG Ratio (14.09), Price/Sales (2.80) suggest expensive pricing. Growth concerns include Revenue Growth at 3.50%, EPS Growth at -46.20%, which may limit upside. Profitability pressure is visible in Return on Equity at 10.40%, Operating Margin at -25.30%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Operating Margin improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 10.40% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at 3.50% needing to reaccelerate.
Risk Considerations
Based on the metric profile, this is a higher risk investment. There are more areas of concern than strength, warranting a more conservative position size. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Fundamental challenges outweigh strengths at current levels. Operating Margin and EPS Growth are the primary drags. Consider waiting for meaningful improvement before committing capital.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
AEG Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
AEG's Price-to-Sales ratio of 2.80x trades 459% above its historical average of 0.5x (98th percentile), historically expensive. The current valuation is 7% below its historical high of 3.01x set in Mar 2026, and 2231% above its historical low of 0.12x in Aug 2011.
Compare AEG with Competitors
Top INSURANCE - DIVERSIFIED stocks by market cap
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Data-driven financial summary for Aegon NV ADR (AEG) · FINANCIAL SERVICES › INSURANCE - DIVERSIFIED
The Big Picture
Aegon NV ADR is a strong growth company balancing expansion with improving profitability. Revenue reached 3.8B with 350% growth year-over-year. Profit margins are strong at 26.0%, reflecting pricing power and operational efficiency.
Key Findings
Revenue growing at 350% YoY, reaching 3.8B. This pace significantly outperforms most INSURANCE - DIVERSIFIED peers.
ROE of 1040.0% means the company generates strong returns on shareholder equity. Above 20% is considered top-tier.
Free cash flow is -202M, meaning the company is burning cash. This may be acceptable for high-growth companies investing heavily.
Earnings fell 46% YoY while revenue grew 350%. This gap usually reflects one-time items (tax benefits, write-offs) in the prior period, not an operational decline.
What to Watch Next
Growth sustainability: can Aegon NV ADR maintain 350%+ revenue growth, or will competition slow it down?
Dividend sustainability with a current yield of 5.8%. Watch payout ratio and free cash flow coverage.
Sector dynamics: monitor INSURANCE - DIVERSIFIED industry trends, competitive moves, and regulatory changes that could impact Aegon NV ADR.
Bottom Line
Aegon NV ADR offers an attractive blend of growth (350% revenue expansion) and improving fundamentals. The company is transitioning from pure growth to profitable growth, a critical inflection point. Watch for sustained margin expansion as the key signal.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
Data sourced from SEC Form 4 filings
Last updated: 8:27:09 AM
About Aegon NV ADR(AEG)
NYSE
FINANCIAL SERVICES
INSURANCE - DIVERSIFIED
USA
Aegon NV offers a range of financial services in the Americas, Europe and Asia. The company is headquartered in The Hague, the Netherlands.