AFC Gamma Inc (AFCG) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
AFC Gamma Inc stock (AFCG) is currently trading at $2.62. AFC Gamma Inc PS ratio (Price-to-Sales) is 29.82. Analyst consensus price target for AFCG is $8.00. WallStSmart rates AFCG as Sell.
- AFCG PE ratio analysis and historical PE chart
- AFCG PS ratio (Price-to-Sales) history and trend
- AFCG intrinsic value — DCF, Graham Number, EPV models
- AFCG stock price prediction 2025 2026 2027 2028 2029 2030
- AFCG fair value vs current price
- AFCG insider transactions and insider buying
- Is AFCG undervalued or overvalued?
- AFC Gamma Inc financial analysis — revenue, earnings, cash flow
- AFCG Piotroski F-Score and Altman Z-Score
- AFCG analyst price target and Smart Rating
AFC Gamma Inc
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Smart Analysis
AFC Gamma Inc (AFCG) · 8 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in price/book, revenue growth. Concerns around market cap and return on equity. Significant fundamental concerns warrant caution or avoidance.
AFC Gamma Inc (AFCG) Key Strengths (2)
Trading below book value, meaning the market prices it less than net assets
Revenue surging 120.10% year-over-year
Supporting Valuation Data
AFC Gamma Inc (AFCG) Areas to Watch (6)
Company is destroying shareholder value
Losing money on operations
Earnings declining -85.10%, profits shrinking
Very expensive at 29.8x annual revenue
Micro-cap company with very limited liquidity and high volatility
Low institutional interest, mostly retail-driven
Supporting Valuation Data
AFC Gamma Inc (AFCG) Detailed Analysis Report
Overall Assessment
This company scores 30/100 in our Smart Analysis, earning a F grade. Out of 8 metrics analyzed, 2 register as strengths (avg 10.0/10) while 6 fall into concern territory (avg 1.5/10). The category breakdown reveals uneven performance, with some areas requiring attention.
The Bull Case
The strongest argument centers on Price/Book, Revenue Growth. Valuation metrics including Price/Book (0.34) suggest the stock is attractively priced. Growth metrics are encouraging with Revenue Growth at 120.10%.
The Bear Case
The primary concerns are Return on Equity, Operating Margin, EPS Growth. Some valuation metrics including Price/Sales (29.82) suggest expensive pricing. Growth concerns include EPS Growth at -85.10%, which may limit upside. Profitability pressure is visible in Return on Equity at -11.00%, Operating Margin at -44.00%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Return on Equity improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at -11.00% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at 120.10% strong but requiring continuation.
Risk Considerations
Based on the metric profile, this is a higher risk investment. There are more areas of concern than strength, warranting a more conservative position size. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Fundamental challenges outweigh strengths at current levels. Return on Equity and Operating Margin are the primary drags. Consider waiting for meaningful improvement before committing capital.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
AFCG Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
AFCG's Price-to-Sales ratio of 29.82x trades 153% above its historical average of 11.77x (82th percentile), historically expensive. The current valuation is 35% below its historical high of 46.16x set in Oct 2021, and 2912% above its historical low of 0.99x in Feb 2026. Over the past 12 months, the PS ratio has expanded from ~2.7x, reflecting growing market expectations outpacing revenue growth.
WallStSmart Analysis Synopsis
Data-driven financial summary for AFC Gamma Inc (AFCG) · REAL ESTATE › REIT - MORTGAGE
The Big Picture
AFC Gamma Inc is in a high-growth phase, prioritizing rapid expansion over margins. Revenue reached 2M with 120% growth year-over-year. The company is currently unprofitable, posting a 0.0% profit margin.
Key Findings
Revenue growing at 120% YoY, reaching 2M. This pace significantly outperforms most REIT - MORTGAGE peers.
Free cash flow is -560,882, meaning the company is burning cash. This may be acceptable for high-growth companies investing heavily.
Earnings fell 85% YoY while revenue grew 120%. This gap usually reflects one-time items (tax benefits, write-offs) in the prior period, not an operational decline.
What to Watch Next
Growth sustainability: can AFC Gamma Inc maintain 120%+ revenue growth, or will competition slow it down?
Dividend sustainability with a current yield of 19.3%. Watch payout ratio and free cash flow coverage.
Sector dynamics: monitor REIT - MORTGAGE industry trends, competitive moves, and regulatory changes that could impact AFC Gamma Inc.
Bottom Line
AFC Gamma Inc is a high-conviction growth story with revenue accelerating at 120% while profitability is still developing. For growth-oriented investors, the trajectory is compelling. For value investors, the thin 0.0% margins and premium valuation suggest patience until the unit economics mature further.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
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About AFC Gamma Inc(AFCG)
NASDAQ
REAL ESTATE
REIT - MORTGAGE
USA
AFC Gamma, Inc. originates, structures, underwrites and administers senior secured loans and other types of loans for established companies operating in the cannabis industry in states that have legalized medical and / or adult cannabis. The company is headquartered in West Palm Beach, Florida.