Federal Agricultural Mortgage Corporation (AGM-A) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Federal Agricultural Mortgage Corporation stock (AGM-A) is currently trading at $117.06. Federal Agricultural Mortgage Corporation PE ratio is 6.92. Federal Agricultural Mortgage Corporation PS ratio (Price-to-Sales) is 4.38. WallStSmart rates AGM-A as Hold.
- AGM-A PE ratio analysis and historical PE chart
- AGM-A PS ratio (Price-to-Sales) history and trend
- AGM-A intrinsic value — DCF, Graham Number, EPV models
- AGM-A stock price prediction 2025 2026 2027 2028 2029 2030
- AGM-A fair value vs current price
- AGM-A insider transactions and insider buying
- Is AGM-A undervalued or overvalued?
- Federal Agricultural Mortgage Corporation financial analysis — revenue, earnings, cash flow
- AGM-A Piotroski F-Score and Altman Z-Score
- AGM-A analyst price target and Smart Rating
Federal Agricultural Mortgage Corporation
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AGM-A Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · Federal Agricultural Mortgage Corporation (AGM-A)
AGM-A trades 18% above its Graham fair value of $113.02, indicating the stock may be overvalued at current levels.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
Federal Agricultural Mortgage Corporation (AGM-A) · 10 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in peg ratio, operating margin, price/book. Concerns around revenue growth and eps growth. Fundamentals are solid but monitor weak areas for improvement.
Federal Agricultural Mortgage Corporation (AGM-A) Key Strengths (4)
Growing significantly faster than its price suggests
Keeps $66 of every $100 in revenue after operating costs
Keeps $56 of every $100 in revenue as net profit
Trading at 1.03x book value, attractively priced
Supporting Valuation Data
Federal Agricultural Mortgage Corporation (AGM-A) Areas to Watch (6)
Revenue declining -5.80%, a shrinking business
Earnings declining -19.70%, profits shrinking
Premium valuation at 4.4x annual revenue
Small-cap company with higher risk but more growth potential
Moderate profitability with room for improvement
Moderate institutional interest at 48.52%
Supporting Valuation Data
Federal Agricultural Mortgage Corporation (AGM-A) Detailed Analysis Report
Overall Assessment
This company scores 58/100 in our Smart Analysis, earning a C grade. Out of 10 metrics analyzed, 4 register as strengths (avg 9.5/10) while 6 fall into concern territory (avg 3.3/10). The category breakdown reveals uneven performance, with some areas requiring attention.
The Bull Case
The strongest argument centers on PEG Ratio, Operating Margin, Profit Margin. Valuation metrics including PEG Ratio (0.54), Price/Book (1.03) suggest the stock is attractively priced. Profitability is solid with Operating Margin at 65.50%, Profit Margin at 55.70%.
The Bear Case
The primary concerns are Revenue Growth, EPS Growth, Price/Sales. Some valuation metrics including Price/Sales (4.38) suggest expensive pricing. Growth concerns include Revenue Growth at -5.80%, EPS Growth at -19.70%, which may limit upside. Profitability pressure is visible in Return on Equity at 12.90%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Revenue Growth improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 12.90% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at -5.80% needing to reaccelerate.
Risk Considerations
Based on the metric profile, this is a moderate-to-high risk investment. There are more areas of concern than strength, warranting a more conservative position size. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Mixed fundamentals with both positives (PEG Ratio, Operating Margin) and negatives (Revenue Growth, EPS Growth). A cautious approach is warranted. Monitor for improvement in weak areas before increasing conviction.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
AGM-A Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
AGM-A's Price-to-Sales ratio of 4.38x trades 1229% above its historical average of 0.33x (96th percentile), historically expensive. The current valuation is 14% below its historical high of 5.07x set in Mar 2026, and 43750% above its historical low of 0.01x in Sep 2008.
WallStSmart Analysis Synopsis
Data-driven financial summary for Federal Agricultural Mortgage Corporation (AGM-A) · FINANCIAL SERVICES › CREDIT SERVICES
The Big Picture
Federal Agricultural Mortgage Corporation faces headwinds with declining revenue, though profitability provides a cushion. Revenue reached 372M with 6% decline year-over-year. Profit margins are strong at 55.7%, reflecting pricing power and operational efficiency.
Key Findings
ROE of 1290.0% means the company generates strong returns on shareholder equity. Above 20% is considered top-tier.
Profit margin of 55.7% and operating margin of 65.5% demonstrate strong pricing power and operational efficiency.
Revenue contracted 6% YoY. Worth determining whether this is cyclical or structural.
Debt-to-equity ratio of 17.93 is elevated. High leverage amplifies both gains and losses and increases financial risk.
What to Watch Next
Dividend sustainability with a current yield of 5.2%. Watch payout ratio and free cash flow coverage.
Debt management: total debt of 30.8B is significantly higher than cash (931M). Monitor refinancing risk.
Sector dynamics: monitor CREDIT SERVICES industry trends, competitive moves, and regulatory changes that could impact Federal Agricultural Mortgage Corporation.
Bottom Line
Federal Agricultural Mortgage Corporation faces challenges with declining revenue. While profitability provides a buffer, the long-term trajectory needs to improve. Watch for management's strategic response and whether the company can stabilize or pivot to new growth drivers.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions(35 last 3 months)
Data sourced from SEC Form 4 filings
Last updated: 8:27:47 AM
About Federal Agricultural Mortgage Corporation(AGM-A)
NYSE
FINANCIAL SERVICES
CREDIT SERVICES
USA
Federal Agricultural Mortgage Corporation offers a secondary market for various loans made to borrowers in the United States. The company is headquartered in Washington, District of Columbia.