Aspen Insurance Holdings Limited (AHL) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Aspen Insurance Holdings Limited stock (AHL) is currently trading at $37.50. Aspen Insurance Holdings Limited PE ratio is 4.87. Aspen Insurance Holdings Limited PS ratio (Price-to-Sales) is 1.08. Analyst consensus price target for AHL is $40.62. WallStSmart rates AHL as Underperform.
- AHL PE ratio analysis and historical PE chart
- AHL PS ratio (Price-to-Sales) history and trend
- AHL intrinsic value — DCF, Graham Number, EPV models
- AHL stock price prediction 2025 2026 2027 2028 2029 2030
- AHL fair value vs current price
- AHL insider transactions and insider buying
- Is AHL undervalued or overvalued?
- Aspen Insurance Holdings Limited financial analysis — revenue, earnings, cash flow
- AHL Piotroski F-Score and Altman Z-Score
- AHL analyst price target and Smart Rating
Aspen Insurance Holdings
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AHL Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · Aspen Insurance Holdings Limited (AHL)
AHL is trading near its Graham intrinsic value of $42.70, suggesting the stock is reasonably priced at current levels.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
Aspen Insurance Holdings Limited (AHL) · 9 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in price/sales, price/book, institutional own.. Concerns around operating margin and eps growth. Mixed signals suggest waiting for clearer direction before acting.
Aspen Insurance Holdings Limited (AHL) Key Strengths (4)
84.81% of shares held by major funds and institutions
Paying $1.08 for every $1 of annual revenue
Trading at 1.24x book value, attractively priced
Mid-cap company balancing growth potential with stability
Supporting Valuation Data
Aspen Insurance Holdings Limited (AHL) Areas to Watch (5)
Earnings declining -79.70%, profits shrinking
Very thin margins with limited operational efficiency
Modest revenue growth at 5.00%
Moderate profitability with room for improvement
Decent profitability, keeps $13 per $100 revenue
Aspen Insurance Holdings Limited (AHL) Detailed Analysis Report
Overall Assessment
This company scores 50/100 in our Smart Analysis, earning a D+ grade. Out of 9 metrics analyzed, 4 register as strengths (avg 8.3/10) while 5 fall into concern territory (avg 3.4/10). The category breakdown reveals uneven performance, with some areas requiring attention.
The Bull Case
The strongest argument centers on Institutional Own., Price/Sales, Price/Book. Valuation metrics including Price/Sales (1.08), Price/Book (1.24) suggest the stock is attractively priced.
The Bear Case
The primary concerns are EPS Growth, Operating Margin, Revenue Growth. Growth concerns include Revenue Growth at 5.00%, EPS Growth at -79.70%, which may limit upside. Profitability pressure is visible in Return on Equity at 13.50%, Operating Margin at 8.88%, Profit Margin at 12.90%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether EPS Growth improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 13.50% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at 5.00% needing to reaccelerate.
Risk Considerations
Based on the metric profile, this is a moderate-to-high risk investment. There are more areas of concern than strength, warranting a more conservative position size. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Mixed fundamentals with both positives (Institutional Own., Price/Sales) and negatives (EPS Growth, Operating Margin). A cautious approach is warranted. Monitor for improvement in weak areas before increasing conviction.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
AHL Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
AHL's Price-to-Sales ratio of 1.08x sits near its historical average of 1.04x (67th percentile), suggesting the market is pricing in steady-state growth. The current valuation is 0% below its historical high of 1.08x set in Mar 2026, and 21% above its historical low of 0.89x in Jun 2025.
WallStSmart Analysis Synopsis
Data-driven financial summary for Aspen Insurance Holdings Limited (AHL) · FINANCIAL SERVICES › INSURANCE - PROPERTY & CASUALTY
The Big Picture
Aspen Insurance Holdings Limited operates as a stable business with moderate growth and solid fundamentals. Revenue reached 3.2B with 5% growth year-over-year. Profit margins of 12.9% are healthy, with room for further expansion as the business scales.
Key Findings
Debt-to-equity ratio of 0.09 indicates a conservative balance sheet with 1.1B in cash.
Free cash flow is -5M, meaning the company is burning cash. This may be acceptable for high-growth companies investing heavily.
What to Watch Next
Margin expansion: can Aspen Insurance Holdings Limited push profit margins above 15% as the business scales?
Sector dynamics: monitor INSURANCE - PROPERTY & CASUALTY industry trends, competitive moves, and regulatory changes that could impact Aspen Insurance Holdings Limited.
Bottom Line
Aspen Insurance Holdings Limited offers stability with moderate growth and solid fundamentals. The valuation may present an opportunity for patient investors, though limited growth means returns will likely come from dividends and modest capital appreciation rather than explosive gains.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
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About Aspen Insurance Holdings Limited(AHL)
NYSE
FINANCIAL SERVICES
INSURANCE - PROPERTY & CASUALT...
USA
Aspen Insurance Holdings Limited, participates in insurance and reinsurance businesses in the United States and internationally. The company is headquartered in Hamilton, Bermuda.