American International Group Inc (AIG) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
American International Group Inc stock (AIG) is currently trading at $75.47. American International Group Inc PE ratio is 13.69. American International Group Inc PS ratio (Price-to-Sales) is 1.51. Analyst consensus price target for AIG is $87.50. WallStSmart rates AIG as Hold.
- AIG PE ratio analysis and historical PE chart
- AIG PS ratio (Price-to-Sales) history and trend
- AIG intrinsic value — DCF, Graham Number, EPV models
- AIG stock price prediction 2025 2026 2027 2028 2029 2030
- AIG fair value vs current price
- AIG insider transactions and insider buying
- Is AIG undervalued or overvalued?
- American International Group Inc financial analysis — revenue, earnings, cash flow
- AIG Piotroski F-Score and Altman Z-Score
- AIG analyst price target and Smart Rating
American International Group Inc
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AIG Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · American International Group Inc (AIG)
AIG trades 112% above its Graham fair value of $36.92, indicating the stock may be overvalued at current levels.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
American International Group Inc (AIG) · 10 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in market cap, peg ratio, price/sales. Concerns around return on equity and revenue growth. Fundamentals are solid but monitor weak areas for improvement.
American International Group Inc (AIG) Key Strengths (5)
Growing significantly faster than its price suggests
Trading below book value, meaning the market prices it less than net assets
99.35% of shares held by major funds and institutions
Large-cap company with substantial market presence
Paying $1.51 for every $1 of annual revenue
Supporting Valuation Data
American International Group Inc (AIG) Areas to Watch (5)
Revenue declining -7.20%, a shrinking business
Earnings declining -5.60%, profits shrinking
Low profitability relative to shareholder equity
Thin operating margins with cost pressures present
Decent profitability, keeps $12 per $100 revenue
American International Group Inc (AIG) Detailed Analysis Report
Overall Assessment
This company scores 60/100 in our Smart Analysis, earning a C grade. Out of 10 metrics analyzed, 5 register as strengths (avg 9.4/10) while 5 fall into concern territory (avg 2.6/10). The category breakdown reveals uneven performance, with some areas requiring attention.
The Bull Case
The strongest argument centers on PEG Ratio, Price/Book, Institutional Own.. Valuation metrics including PEG Ratio (0.85), Price/Sales (1.51), Price/Book (0.97) suggest the stock is attractively priced.
The Bear Case
The primary concerns are Revenue Growth, EPS Growth, Return on Equity. Growth concerns include Revenue Growth at -7.20%, EPS Growth at -5.60%, which may limit upside. Profitability pressure is visible in Return on Equity at 7.40%, Operating Margin at 13.80%, Profit Margin at 11.60%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Revenue Growth improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 7.40% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at -7.20% needing to reaccelerate.
Risk Considerations
Based on the metric profile, this is a moderate-to-high risk investment. Strengths and concerns are roughly balanced. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Mixed fundamentals with both positives (PEG Ratio, Price/Book) and negatives (Revenue Growth, EPS Growth). A cautious approach is warranted. Monitor for improvement in weak areas before increasing conviction.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
AIG Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
AIG's Price-to-Sales ratio of 1.51x trades 115% above its historical average of 0.7x (96th percentile), historically expensive. The current valuation is 6% below its historical high of 1.6x set in Mar 2026, and Infinity% above its historical low of 0x in Feb 2009.
Compare AIG with Competitors
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Data-driven financial summary for American International Group Inc (AIG) · FINANCIAL SERVICES › INSURANCE - DIVERSIFIED
The Big Picture
American International Group Inc faces headwinds with declining revenue, though profitability provides a cushion. Revenue reached 26.6B with 7% decline year-over-year. Profit margins of 11.6% are healthy, with room for further expansion as the business scales.
Key Findings
ROE of 740.0% means the company generates strong returns on shareholder equity. Above 20% is considered top-tier.
Generating 636M in free cash flow and 636M in operating cash flow. Earnings are translating into actual cash generation.
Revenue contracted 7% YoY. Worth determining whether this is cyclical or structural.
What to Watch Next
Margin expansion: can American International Group Inc push profit margins above 15% as the business scales?
Debt management: total debt of 9.0B is significantly higher than cash (1.3B). Monitor refinancing risk.
Sector dynamics: monitor INSURANCE - DIVERSIFIED industry trends, competitive moves, and regulatory changes that could impact American International Group Inc.
Bottom Line
American International Group Inc faces challenges with declining revenue. While profitability provides a buffer, the long-term trajectory needs to improve. Watch for management's strategic response and whether the company can stabilize or pivot to new growth drivers.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
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About American International Group Inc(AIG)
NYSE
FINANCIAL SERVICES
INSURANCE - DIVERSIFIED
USA
American International Group, Inc., also known as AIG, is an American multinational finance and insurance corporation with operations in more than 80 countries and jurisdictions. The company operates through three core businesses: General Insurance, Life & Retirement, and a standalone technology-enabled subsidiary.