Assurant Inc (AIZN) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Assurant Inc stock (AIZN) is currently trading at $20.11. WallStSmart rates AIZN as Sell.
- AIZN PE ratio analysis and historical PE chart
- AIZN PS ratio (Price-to-Sales) history and trend
- AIZN intrinsic value — DCF, Graham Number, EPV models
- AIZN stock price prediction 2025 2026 2027 2028 2029 2030
- AIZN fair value vs current price
- AIZN insider transactions and insider buying
- Is AIZN undervalued or overvalued?
- Assurant Inc financial analysis — revenue, earnings, cash flow
- AIZN Piotroski F-Score and Altman Z-Score
- AIZN analyst price target and Smart Rating
Assurant Inc
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Smart Analysis
Assurant Inc (AIZN) · 3 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Concerns around return on equity and institutional own.. Significant fundamental concerns warrant caution or avoidance.
Assurant Inc (AIZN) Key Strengths (1)
Mid-cap company balancing growth potential with stability
Assurant Inc (AIZN) Areas to Watch (2)
Very low institutional interest at 0.00%
Low profitability relative to shareholder equity
Assurant Inc (AIZN) Detailed Analysis Report
Overall Assessment
This company scores 10/100 in our Smart Analysis, earning a F grade. Out of 3 metrics analyzed, 1 register as strengths (avg 7.0/10) while 2 fall into concern territory (avg 2.5/10). The category breakdown reveals uneven performance, with some areas requiring attention.
The Bull Case
The strongest argument centers on Market Cap.
The Bear Case
The primary concerns are Institutional Own., Return on Equity. Profitability pressure is visible in Return on Equity at 7.46%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Institutional Own. improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 7.46% needing improvement to support the investment thesis. Third, top-line growth trajectory.
Risk Considerations
Based on the metric profile, this is a higher risk investment. There are more areas of concern than strength, warranting a more conservative position size. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Fundamental challenges outweigh strengths at current levels. Institutional Own. and Return on Equity are the primary drags. Consider waiting for meaningful improvement before committing capital.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
AIZN Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
WallStSmart Analysis Synopsis
Data-driven financial summary for Assurant Inc (AIZN) · ›
The Big Picture
Assurant Inc operates as a stable business with moderate growth and solid fundamentals. The company is currently unprofitable, posting a 0.0% profit margin.
Key Findings
ROE of 746.0% means the company generates strong returns on shareholder equity. Above 20% is considered top-tier.
Generating 612M in free cash flow and 671M in operating cash flow. Earnings are translating into actual cash generation.
What to Watch Next
Dividend sustainability with a current yield of 6.7%. Watch payout ratio and free cash flow coverage.
Sector dynamics: monitor industry trends, competitive moves, and regulatory changes that could impact Assurant Inc.
Bottom Line
Assurant Inc offers stability with moderate growth and solid fundamentals. The valuation may present an opportunity for patient investors, though limited growth means returns will likely come from dividends and modest capital appreciation rather than explosive gains.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
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About Assurant Inc(AIZN)
NYSE
USA
Assurant Inc. (AIZN) is a leading global provider of risk management services, specializing in insurance solutions that span real estate, automotive, and consumer electronics sectors. The company leverages its significant expertise in mobile and connectivity services to develop innovative coverage options that meet the dynamic needs of its diverse clientele. With a strong commitment to sustainability and operational excellence, Assurant is well-equipped to navigate evolving market trends, enhancing shareholder value while serving as a trusted partner in risk mitigation. Its strategic initiatives are designed to capitalize on emerging opportunities, reinforcing its position within the industry.