Alkami Technology Inc (ALKT) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Alkami Technology Inc stock (ALKT) is currently trading at $15.87. Alkami Technology Inc PS ratio (Price-to-Sales) is 4.02. Analyst consensus price target for ALKT is $22.67. WallStSmart rates ALKT as Sell.
- ALKT PE ratio analysis and historical PE chart
- ALKT PS ratio (Price-to-Sales) history and trend
- ALKT intrinsic value — DCF, Graham Number, EPV models
- ALKT stock price prediction 2025 2026 2027 2028 2029 2030
- ALKT fair value vs current price
- ALKT insider transactions and insider buying
- Is ALKT undervalued or overvalued?
- Alkami Technology Inc financial analysis — revenue, earnings, cash flow
- ALKT Piotroski F-Score and Altman Z-Score
- ALKT analyst price target and Smart Rating
Alkami Technology Inc
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Smart Analysis
Alkami Technology Inc (ALKT) · 8 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in revenue growth, institutional own.. Concerns around return on equity and operating margin. Significant fundamental concerns warrant caution or avoidance.
Alkami Technology Inc (ALKT) Key Strengths (2)
Revenue surging 34.70% year-over-year
96.39% of shares held by major funds and institutions
Supporting Valuation Data
Alkami Technology Inc (ALKT) Areas to Watch (6)
Company is destroying shareholder value
Losing money on operations
Company is losing money with a negative profit margin
Premium valuation at 4.0x annual revenue
Premium pricing at 4.9x book value
Small-cap company with higher risk but more growth potential
Alkami Technology Inc (ALKT) Detailed Analysis Report
Overall Assessment
This company scores 31/100 in our Smart Analysis, earning a F grade. Out of 8 metrics analyzed, 2 register as strengths (avg 10.0/10) while 6 fall into concern territory (avg 2.2/10). The category breakdown reveals uneven performance, with some areas requiring attention.
The Bull Case
The strongest argument centers on Revenue Growth, Institutional Own.. Growth metrics are encouraging with Revenue Growth at 34.70%.
The Bear Case
The primary concerns are Return on Equity, Operating Margin, Profit Margin. Some valuation metrics including Price/Sales (4.02), Price/Book (4.93) suggest expensive pricing. Profitability pressure is visible in Return on Equity at -13.30%, Operating Margin at -7.59%, Profit Margin at -10.70%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Return on Equity improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at -13.30% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at 34.70% strong but requiring continuation.
Risk Considerations
Based on the metric profile, this is a higher risk investment. There are more areas of concern than strength, warranting a more conservative position size. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Fundamental challenges outweigh strengths at current levels. Return on Equity and Operating Margin are the primary drags. Consider waiting for meaningful improvement before committing capital.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
ALKT Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
ALKT's Price-to-Sales ratio of 4.02x trades at a deep discount to its historical average of 11.75x (3th percentile). The current valuation is 91% below its historical high of 44.65x set in Apr 2021, and 3% above its historical low of 3.92x in Mar 2026. Over the past 12 months, the PS ratio has compressed from ~8.3x as trailing revenue scaled faster than the stock price.
Compare ALKT with Competitors
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Data-driven financial summary for Alkami Technology Inc (ALKT) · TECHNOLOGY › SOFTWARE - APPLICATION
The Big Picture
Alkami Technology Inc is in a high-growth phase, prioritizing rapid expansion over margins. Revenue reached 444M with 35% growth year-over-year. The company is currently unprofitable, posting a -10.7% profit margin.
Key Findings
Revenue growing at 35% YoY, reaching 444M. This pace significantly outperforms most SOFTWARE - APPLICATION peers.
Generating 18M in free cash flow and 19M in operating cash flow. Earnings are translating into actual cash generation.
The company is unprofitable with a -10.7% profit margin. The path to breakeven will be the key catalyst.
What to Watch Next
Growth sustainability: can Alkami Technology Inc maintain 35%+ revenue growth, or will competition slow it down?
Sector dynamics: monitor SOFTWARE - APPLICATION industry trends, competitive moves, and regulatory changes that could impact Alkami Technology Inc.
Bottom Line
Alkami Technology Inc is a high-conviction growth story with revenue accelerating at 35% while profitability is still developing. For growth-oriented investors, the trajectory is compelling. For value investors, the thin -10.7% margins and premium valuation suggest patience until the unit economics mature further.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
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About Alkami Technology Inc(ALKT)
NASDAQ
TECHNOLOGY
SOFTWARE - APPLICATION
USA
Alkami Technology, Inc. offers a cloud-based digital banking platform to serve banks and credit unions in the United States. The company is headquartered in Plano, Texas.