Associated Banc-Corp (ASB) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Associated Banc-Corp stock (ASB) is currently trading at $24.96. Associated Banc-Corp PE ratio is 8.82. Associated Banc-Corp PS ratio (Price-to-Sales) is 2.83. Analyst consensus price target for ASB is $30.20. WallStSmart rates ASB as Buy.
- ASB PE ratio analysis and historical PE chart
- ASB PS ratio (Price-to-Sales) history and trend
- ASB intrinsic value — DCF, Graham Number, EPV models
- ASB stock price prediction 2025 2026 2027 2028 2029 2030
- ASB fair value vs current price
- ASB insider transactions and insider buying
- Is ASB undervalued or overvalued?
- Associated Banc-Corp financial analysis — revenue, earnings, cash flow
- ASB Piotroski F-Score and Altman Z-Score
- ASB analyst price target and Smart Rating
Associated Banc-Corp
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ASB Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · Associated Banc-Corp (ASB)
ASB trades at a significant discount to its Graham intrinsic value of $129.64, offering a 78% margin of safety — a level value investors typically seek before buying.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
Associated Banc-Corp (ASB) · 10 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in operating margin, price/book, revenue growth. Concerns around return on equity. Overall metrics suggest strong investment potential with favorable risk/reward.
Associated Banc-Corp (ASB) Key Strengths (7)
Keeps $45 of every $100 in revenue after operating costs
Trading below book value, meaning the market prices it less than net assets
Revenue surging 722.00% year-over-year
Earnings per share surging 30.40% year-over-year
Keeps $33 of every $100 in revenue as net profit
87.83% of shares held by major funds and institutions
Mid-cap company balancing growth potential with stability
Supporting Valuation Data
Associated Banc-Corp (ASB) Areas to Watch (3)
Low profitability relative to shareholder equity
Growth is fairly priced, not cheap, not expensive
Revenue is fairly priced at 2.83x sales
Associated Banc-Corp (ASB) Detailed Analysis Report
Overall Assessment
This company scores 82/100 in our Smart Analysis, earning a A- grade. Out of 10 metrics analyzed, 7 register as strengths (avg 9.6/10) while 3 fall into concern territory (avg 5.0/10). All four categories (Growth, Profitability, Valuation, and Quality) show healthy scores, indicating broadly sound fundamentals.
The Bull Case
The strongest argument centers on Operating Margin, Price/Book, Revenue Growth. Valuation metrics including Price/Book (0.84) suggest the stock is attractively priced. Profitability is solid with Operating Margin at 45.30%, Profit Margin at 33.10%. Growth metrics are encouraging with Revenue Growth at 722.00%, EPS Growth at 30.40%.
The Bear Case
The primary concerns are Return on Equity, PEG Ratio, Price/Sales. Some valuation metrics including PEG Ratio (1.78), Price/Sales (2.83) suggest expensive pricing. Profitability pressure is visible in Return on Equity at 9.91%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Return on Equity improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 9.91% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at 722.00% strong but requiring continuation.
Risk Considerations
Based on the metric profile, this is a moderate risk investment. The weight of evidence leans positive, with more strengths than concerns. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
The combination of Operating Margin and Price/Book makes a compelling case at current levels. The key risk is Return on Equity, but the overall fundamental picture is positive with a clear path to maintaining or improving the current A- grade.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
ASB Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
ASB's Price-to-Sales ratio of 2.83x sits near its historical average of 2.71x (50th percentile), suggesting the market is pricing in steady-state growth. The current valuation is 32% below its historical high of 4.18x set in Dec 2006, and 140% above its historical low of 1.18x in Aug 2009.
WallStSmart Analysis Synopsis
Data-driven financial summary for Associated Banc-Corp (ASB) · FINANCIAL SERVICES › BANKS - REGIONAL
The Big Picture
Associated Banc-Corp is a strong growth company balancing expansion with improving profitability. Revenue reached 1.4B with 722% growth year-over-year. Profit margins are strong at 33.1%, reflecting pricing power and operational efficiency.
Key Findings
Revenue growing at 722% YoY, reaching 1.4B. This pace significantly outperforms most BANKS - REGIONAL peers.
ROE of 991.0% means the company generates strong returns on shareholder equity. Above 20% is considered top-tier.
What to Watch Next
Growth sustainability: can Associated Banc-Corp maintain 722%+ revenue growth, or will competition slow it down?
Dividend sustainability with a current yield of 380.0%. Watch payout ratio and free cash flow coverage.
Sector dynamics: monitor BANKS - REGIONAL industry trends, competitive moves, and regulatory changes that could impact Associated Banc-Corp.
Bottom Line
Associated Banc-Corp offers an attractive blend of growth (722% revenue expansion) and improving fundamentals. The company is transitioning from pure growth to profitable growth, a critical inflection point. Watch for sustained margin expansion as the key signal.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
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About Associated Banc-Corp(ASB)
NYSE
FINANCIAL SERVICES
BANKS - REGIONAL
USA
Associated Banc-Corp, a bank holding company, offers a variety of banking and non-banking products to individuals and businesses in Wisconsin, Illinois, and Minnesota. The company is headquartered in Green Bay, Wisconsin.