BancFirst Corporation (BANF) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
BancFirst Corporation stock (BANF) is currently trading at $108.52. BancFirst Corporation PE ratio is 14.75. BancFirst Corporation PS ratio (Price-to-Sales) is 5.14. Analyst consensus price target for BANF is $123.67. WallStSmart rates BANF as Hold.
- BANF PE ratio analysis and historical PE chart
- BANF PS ratio (Price-to-Sales) history and trend
- BANF intrinsic value — DCF, Graham Number, EPV models
- BANF stock price prediction 2025 2026 2027 2028 2029 2030
- BANF fair value vs current price
- BANF insider transactions and insider buying
- Is BANF undervalued or overvalued?
- BancFirst Corporation financial analysis — revenue, earnings, cash flow
- BANF Piotroski F-Score and Altman Z-Score
- BANF analyst price target and Smart Rating
BancFirst Corporation
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BANF Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · BancFirst Corporation (BANF)
BANF trades 21% above its Graham fair value of $96.13, indicating the stock may be overvalued at current levels.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
BancFirst Corporation (BANF) · 10 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in operating margin, price/book, profit margin. Concerns around eps growth. Fundamentals are solid but monitor weak areas for improvement.
BancFirst Corporation (BANF) Key Strengths (5)
Keeps $49 of every $100 in revenue after operating costs
Keeps $35 of every $100 in revenue as net profit
Trading at 1.90x book value, attractively priced
56.99% held by institutions, strong professional interest
Mid-cap company balancing growth potential with stability
Supporting Valuation Data
BancFirst Corporation (BANF) Areas to Watch (5)
Earnings barely growing at 4.20%
Paying a premium for growth, expensive relative to earnings expansion
Premium valuation at 5.1x annual revenue
Moderate profitability with room for improvement
Solid revenue growth at 11.20% per year
Supporting Valuation Data
BancFirst Corporation (BANF) Detailed Analysis Report
Overall Assessment
This company scores 63/100 in our Smart Analysis, earning a C+ grade. Out of 10 metrics analyzed, 5 register as strengths (avg 8.6/10) while 5 fall into concern territory (avg 4.2/10). The category breakdown reveals uneven performance, with some areas requiring attention.
The Bull Case
The strongest argument centers on Operating Margin, Profit Margin, Price/Book. Valuation metrics including Price/Book (1.90) suggest the stock is attractively priced. Profitability is solid with Operating Margin at 49.20%, Profit Margin at 35.10%.
The Bear Case
The primary concerns are EPS Growth, PEG Ratio, Price/Sales. Some valuation metrics including PEG Ratio (2.09), Price/Sales (5.14) suggest expensive pricing. Growth concerns include Revenue Growth at 11.20%, EPS Growth at 4.20%, which may limit upside. Profitability pressure is visible in Return on Equity at 13.90%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether EPS Growth improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 13.90% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at 11.20% needing to reaccelerate.
Risk Considerations
Based on the metric profile, this is a moderate-to-high risk investment. Strengths and concerns are roughly balanced. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Mixed fundamentals with both positives (Operating Margin, Profit Margin) and negatives (EPS Growth, PEG Ratio). A cautious approach is warranted. Monitor for improvement in weak areas before increasing conviction.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
BANF Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
BANF's Price-to-Sales ratio of 5.14x trades 17% below its historical average of 6.19x (19th percentile). The current valuation is 59% below its historical high of 12.61x set in Feb 2006, and 26% above its historical low of 4.09x in Jan 2019.
WallStSmart Analysis Synopsis
Data-driven financial summary for BancFirst Corporation (BANF) · FINANCIAL SERVICES › BANKS - REGIONAL
The Big Picture
BancFirst Corporation is a mature, profitable business with steady cash generation. Revenue reached 685M with 11% growth year-over-year. Profit margins are strong at 35.1%, reflecting pricing power and operational efficiency.
Key Findings
ROE of 1390.0% means the company generates strong returns on shareholder equity. Above 20% is considered top-tier.
Profit margin of 35.1% and operating margin of 49.2% demonstrate strong pricing power and operational efficiency.
Free cash flow is -267M, meaning the company is burning cash. This may be acceptable for high-growth companies investing heavily.
What to Watch Next
Dividend sustainability with a current yield of 182.0%. Watch payout ratio and free cash flow coverage.
Sector dynamics: monitor BANKS - REGIONAL industry trends, competitive moves, and regulatory changes that could impact BancFirst Corporation.
Bottom Line
BancFirst Corporation is a well-established business delivering consistent profitability with 35.1% margins. The growth phase may be slowing, but strong cash generation and operational efficiency make it suitable for investors seeking reliability over excitement.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
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About BancFirst Corporation(BANF)
NASDAQ
FINANCIAL SERVICES
BANKS - REGIONAL
USA
BancFirst Corporation is BancFirst's banking holding company providing a range of commercial banking services to retail and small and medium-sized business clients. The company is headquartered in Oklahoma City, Oklahoma.