Banner Corporation (BANR) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Banner Corporation stock (BANR) is currently trading at $60.06. Banner Corporation PE ratio is 10.30. Banner Corporation PS ratio (Price-to-Sales) is 3.06. Analyst consensus price target for BANR is $71.17. WallStSmart rates BANR as Moderate Buy.
- BANR PE ratio analysis and historical PE chart
- BANR PS ratio (Price-to-Sales) history and trend
- BANR intrinsic value — DCF, Graham Number, EPV models
- BANR stock price prediction 2025 2026 2027 2028 2029 2030
- BANR fair value vs current price
- BANR insider transactions and insider buying
- Is BANR undervalued or overvalued?
- Banner Corporation financial analysis — revenue, earnings, cash flow
- BANR Piotroski F-Score and Altman Z-Score
- BANR analyst price target and Smart Rating
Banner Corporation
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BANR Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · Banner Corporation (BANR)
BANR trades at a significant discount to its Graham intrinsic value of $140.32, offering a 54% margin of safety — a level value investors typically seek before buying.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
Banner Corporation (BANR) · 10 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in operating margin, price/book, profit margin. Concerns around revenue growth. Overall metrics suggest strong investment potential with favorable risk/reward.
Banner Corporation (BANR) Key Strengths (4)
Keeps $39 of every $100 in revenue after operating costs
Keeps $30 of every $100 in revenue as net profit
93.80% of shares held by major funds and institutions
Trading at 1.02x book value, attractively priced
Supporting Valuation Data
Banner Corporation (BANR) Areas to Watch (6)
Revenue growing slowly at 4.90% annually
Small-cap company with higher risk but more growth potential
Moderate profitability with room for improvement
Growth is fairly priced, not cheap, not expensive
Revenue is fairly priced at 3.06x sales
Solid earnings growth at 11.30%
Banner Corporation (BANR) Detailed Analysis Report
Overall Assessment
This company scores 68/100 in our Smart Analysis, earning a B- grade. Out of 10 metrics analyzed, 4 register as strengths (avg 9.5/10) while 6 fall into concern territory (avg 5.0/10). The category breakdown reveals uneven performance, with some areas requiring attention.
The Bull Case
The strongest argument centers on Operating Margin, Profit Margin, Institutional Own.. Valuation metrics including Price/Book (1.02) suggest the stock is attractively priced. Profitability is solid with Operating Margin at 38.90%, Profit Margin at 30.20%.
The Bear Case
The primary concerns are Revenue Growth, Market Cap, Return on Equity. Some valuation metrics including PEG Ratio (1.83), Price/Sales (3.06) suggest expensive pricing. Growth concerns include Revenue Growth at 4.90%, EPS Growth at 11.30%, which may limit upside. Profitability pressure is visible in Return on Equity at 10.50%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Revenue Growth improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 10.50% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at 4.90% needing to reaccelerate.
Risk Considerations
Based on the metric profile, this is a moderate-to-high risk investment. There are more areas of concern than strength, warranting a more conservative position size. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Mixed fundamentals with both positives (Operating Margin, Profit Margin) and negatives (Revenue Growth, Market Cap). A cautious approach is warranted. Monitor for improvement in weak areas before increasing conviction.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
BANR Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
BANR's Price-to-Sales ratio of 3.06x trades 20% below its historical average of 3.8x (31th percentile). The current valuation is 61% below its historical high of 7.89x set in Nov 2006, and 1428% above its historical low of 0.2x in Nov 2010.
WallStSmart Analysis Synopsis
Data-driven financial summary for Banner Corporation (BANR) · FINANCIAL SERVICES › BANKS - REGIONAL
The Big Picture
Banner Corporation operates as a stable business with moderate growth and solid fundamentals. Revenue reached 648M with 5% growth year-over-year. Profit margins are strong at 30.2%, reflecting pricing power and operational efficiency.
Key Findings
Profit margin of 30.2% and operating margin of 38.9% demonstrate strong pricing power and operational efficiency.
Generating 22M in free cash flow and 25M in operating cash flow. Earnings are translating into actual cash generation.
What to Watch Next
Dividend sustainability with a current yield of 3.3%. Watch payout ratio and free cash flow coverage.
Sector dynamics: monitor BANKS - REGIONAL industry trends, competitive moves, and regulatory changes that could impact Banner Corporation.
Bottom Line
Banner Corporation offers stability with moderate growth and solid fundamentals. The valuation may present an opportunity for patient investors, though limited growth means returns will likely come from dividends and modest capital appreciation rather than explosive gains.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions(25 last 3 months)
| Insider | Type | Shares |
|---|---|---|
BUTTERFIELD, ROBERT Executive VP | Sell | -77 |
Data sourced from SEC Form 4 filings
Last updated: 10:12:16 AM
About Banner Corporation(BANR)
NASDAQ
FINANCIAL SERVICES
BANKS - REGIONAL
USA
Banner Corporation is Banner Bank's banking holding company providing commercial and financial banking products and services to individuals, businesses, and public sector entities in the United States. The company is headquartered in Walla Walla, Washington.